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Nestled in the highly sought-after Residence Park neighborhood—one of New Rochelle’s most prestigious and desirable enclaves—this stunning two-family home at 285 Center Avenue offers an exceptional blend of timeless charm, modern upgrades, and versatile income potential. Set on an oversized, beautifully landscaped lot filled with mature trees, lush grass, and thoughtful plantings, the property welcomes you through a dramatic stone wall and ornate wrought-iron gate that sets the tone for the pride of ownership evident throughout. This beautifully maintained and upgraded multifamily is truly one of the most impressive in Westchester County. It features a spacious 3-bedroom, 1-bath unit over another 3-bedroom, 1-bath unit, plus a generous finished walkout lower level—ideal for an extended family, additional rental income, or flexible living space. Both upper units enjoy classic layouts with abundant natural light, while the walkout provides seamless indoor-outdoor flow. Step outside to discover a true private oasis: a sprawling backyard complete with a large wooden pergola shading a generous stone patio, perfect for entertaining or relaxing under the sky. Multiple seating areas, vibrant landscaping, and towering evergreens create a serene, park-like setting. A expansive deck off the second level offers additional outdoor living space with picturesque views. Parking for up to six cars on the paved masonry driveway and turnaround makes daily life effortless. Inside, recent updates shine through, including a brand-new roof and meticulous maintenance that shows in every detail—from the bright, updated bathrooms with contemporary finishes and glass showers to the warm, inviting living and dining areas with hardwood floors and elegant touches. The home will be delivered fully vacant, allowing immediate occupancy or rental setup. Just minutes’ walk to the waterfront, Metro-North station, and Isaac E. Young Middle School, with a short drive to shops, dining, and all that New Rochelle and Westchester have to offer, 285 Center Avenue is a rare gem. Whether you’re an investor seeking strong rental income or a homeowner looking for space and lifestyle, this property delivers on every level. A true standout in one of the county’s finest neighborhoods. Will be delivered Vacant!
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Our Executive Mortgage Banker:
$1,199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $959,999 | $959,999 | $959,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.157% | 6.137% |
| Monthly Tax Payment | $1,917 | $1,917 | $1,917 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,451 | $5,756 | $8,036 |
| Total Monthly Payment | $7,493 | $7,798 | $10,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.