4 North Valley Road, Ridgefield, CT, 06877 | $1,299,000

Nestled on a quiet cul-de-sac, this Colonial home offers generous living space, thoughtful updates, and a flexible floor plan. Residents enjoy access to a picturesque neighborhood pond, perfect for fishing, skating, and year-round recreation. The welcoming main level features a formal living room with a wood-burning fireplace and hardwood floors, an elegant dining room with a chair rail, and a spacious eat-in kitchen complete with a large center island, electric cooktop, double wall ovens, stainless steel appliances, and hardwood flooring. The sun-filled breakfast area features a vaulted ceiling and sliders leading to the deck, while the adjoining family room offers abundant windows, built-ins, and a stone fireplace with a wood stove insert. A convenient mudroom with laundry, half bath, and direct access to the attached garage completes the main level. Upstairs, the spacious primary suite offers hardwood flooring, room for a sitting area, and an ensuite bath with a jacuzzi tub/separate shower. Three additional bedrooms and a full hall bath with a double vanity round out the upper level. The walkout lower level provides exceptional flexibility and is ideal for extended living or a potential in-law setup. It includes a large recreation room with a third fireplace, a full bath, two additional finished rooms, including one that could serve as a fifth bedroom, plus additional space that would make an ideal home gym. The interior is freshly painted so all you need to do is move in! A second laundry hookup on the lower level adds even more convenience. Additional highlights are a whole-house generator, a shed for additional storage and a lovely deck overlooking the private backyard.

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1973
  • Garage: 2-car Attached Garage
  • Heating: Hot Water
  • Cooling: Central Air
  • Basement: Full,Walk-out
  • Above Grade Approx. Sq. Feet: 2,724
  • Below Grade Approx. Sq. Feet: 1,150
  • Acreage: 2.61
  • Est. Taxes: $13,126
  • Lot Desc: Level Lot,Sloping Lot,On Cul-De-Sac
  • Elem. School: Farmingville
  • Middle School: East Ridge
  • High School: Ridgefield
  • Appliances: Electric Cooktop,Wall Oven,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24181175
  • Website: https://www.raveis.com
    /eprop/24181175/4northvalleyroad_ridgefield_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty   Phone: (203) 438-9000

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4 North Valley Road, Ridgefield, CT, 06877

$1,299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,200 $1,039,200 $1,039,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.157% 6.137%
Monthly Tax Payment $1,094 $1,094 $1,094
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,900 $6,231 $8,699
Total Monthly Payment $7,119 $7,450 $9,918

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.