|
POOL HOME in CROSS CREEK. Welcome to Cross Creek, one of DeLand's established neighborhoods where mature landscaping and spacious homesites create a block peaceful setting. Neighborhood offers sidewalks and street lights and this home sits on close to 1/2 acre near the street's cul-de-sac. This solid BLOCK home with brick veneer offers 3 bedrooms, 2. 5 baths, a private office, formal living and dining rooms, an inviting family room, kitchen with breakfast area, inside utility room, and a 2-car garage. Situated on a nature-inspired lot, the property has been designated a Certified Monarch Butterfly Sanctuary, providing a tranquil outdoor retreat. The split-bedroom floor plan offers privacy. Both guest bedrooms have newer carpet. The custom-remodeled kitchen is the heart of the home with quartz countertops, stainless steel appliances, a center work island with seating and storage, a separate breakfast bar, and abundant workspace. Mahogany wood-look tile flooring flows through most of the common living areas. Spacious Primary bedroom offers remodeled en-suite bath featuring a large walk-in shower, granite counters. Additional features include gracious front entry, volume ceilings, select replacement windows, a circular driveway, guest bath with direct pool access, gutters, work sink in utility room and garage, washer and dryer convey, Termite bond, and Separate Meter for Irrigation.
Enjoy Florida living year-round from the expansive covered, screened lanai with tile flooring and paddle fans overlooking the 15x34 in-ground pool with fountain feature and textured concrete deck. Pool Cage is an impressive 25' x 46'. An additional open tiled patio extends from the formal living room, creating even more space for entertaining or relaxing outdoors.
Located just minutes from award-winning Downtown DeLand, you'll enjoy locally owned restaurants, boutiques, breweries, seasonal festivals, and the historic charm of Stetson University. Nearby parks, trails, and the St. Johns River offer abundant outdoor recreation. Convenient access to I-4 places Orlando's world-famous Theme Parks, and other Orlando attractions within about an hour, while Daytona Beach and New Smyrna Beach are approximately 30-40 minutes away. Multiple airports, including Daytona Beach International, Orlando Sanford International, and Orlando International, provide convenient travel options, making this an ideal location to enjoy the best of Central Florida.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $235 | $235 | $235 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,236 | $2,326 | $3,055 |
| Total Monthly Payment | $2,546 | $2,636 | $3,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.