3226 SUNNY HARBOR DRIVE, Punta Gorda, FL, 33982 | $199,900

Under contract-accepting backup offers. WATERFRONT GULF ACCESS — MOVE-IN READY WITH ALL THE BIG UPDATES DONE. Welcome to one of the largest elevated double-wide homes in Pelican Harbor Mobile Home Estates — a beautifully maintained 3-bedroom, 2-bath, 1, 512 sq ft manufactured home sitting right on the canal with direct access to the Peace River and Gulf of America. This home has never experienced water intrusion and is truly move-in ready with a 2023 roof, 2024 central A/C with all new ductwork, 2023 luxury vinyl plank flooring throughout the main living areas, a replaced carport, and updated insulation under the home.
The open floor plan delivers vaulted ceilings, a kitchen/family room combination with breakfast bar, and an easy flow from living space to the rear deck where canal views and Florida sunsets await. The primary suite features a walk-in closet and en suite bath with spa tub, dual sinks, and a separate walk-in shower. The guest bath includes a tub/shower combo with a skylight overhead. Step out back to your private 2019 7, 000 lb covered boat lift with dedicated electric — a quick ride out puts you on the Peace River and into Charlotte Harbor. All appliances, window treatments, and storage shed convey.
Pelican Harbor is a financially sound, deed-restricted 55+ community with a heated pool, clubhouse, shuffleboard courts, bocce ball, horseshoes, and RV/boat/trailer storage — all for just $175/month, which also covers water, sewer, and trash. Fee simple ownership — no land lease, no buy-in. Come see why our team has more closed and active listings in Pelican Harbor than anyone else. This one won't last.

Features

  • Amenities: Clubhouse, Maintenance, Pool, Shuffleboard Court
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,512
  • Acreage: 0.12
  • Est. Taxes: $2,811
  • HOA Fee: $175 Monthly
  • Adult Communities: Yes
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
  • MLS#: A4699311
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/A4699311/3226sunnyharbordrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/9/2026 1:35:12 AM)
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE   Phone: 941-362-3300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3226 SUNNY HARBOR DRIVE, Punta Gorda, FL, 33982

$199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.652% 5.952%
Monthly Tax Payment $234 $234 $234
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $985 $1,010 $1,328
Total Monthly Payment $1,294 $1,319 $1,637

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.