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Rarely available end-unit waterfront condo at The Victoria on Victoria Drive in Dunedin, Florida — directly on St. Joseph Sound, part of the Intracoastal Waterway. Light and airy, this 625-square-foot, first-floor, 1-bedroom, 1-bathroom residence offers direct pool access and wide water views to Caladesi Island through windows on three sides.
The Victoria is a majestic landmark situated on over one acre of prime waterfront property on historic Victoria Drive, the beautiful, meandering waterfront lane of multimillion-dollar mansions and antebellum homes leading from Dunedin Marina to the beautiful waterfront Weaver Park. The Victoria evokes the charm and relaxed elegance of French Quarter living — a small, exclusive gated community built around a beautifully landscaped courtyard with shaded seating areas and a secluded pool overlooking St. Joseph Sound. The property offers 200 feet of private waterfront with seating and a grill area, the perfect spot to view dolphin, manatee, heron, and osprey while enjoying the tranquil open-water vista, cool coastal breezes, and spectacular sunsets.
Downtown Dunedin's shops, restaurants, wine bars, breweries, and coffee shops are all within walking distance, putting one of Pinellas County's most walkable downtown districts at your doorstep with no car required.
With 30-day minimum rentals permitted and steady year-round demand, this condo works as an income-producing investment property or a low-maintenance second home on the water. Whether you're after a Dunedin waterfront retreat or a rental-ready investment on the Intracoastal, The Victoria on Victoria Drive combines location, water view, and rental flexibility — come watch the sunset from your own front yard.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $449 | $449 | $449 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,021 | $2,657 |
| Total Monthly Payment | $2,468 | $2,545 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.