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Welcome to 1039 Summerford Lane, Manning, SC 29102--a rare opportunity to own a spacious waterfront retreat in the highly desirable Wyboo Creek area of Lake Marion. Offering approximately 137 feet of deep-water frontage, this exceptional 5-bedroom, 4-bathroom home combines timeless lakehouse charm with modern updates, making it ideal as a full-time residence, weekend getaway, or income-producing vacation rental. Designed with family and entertaining in mind, the home offers generous living space throughout. The main level features a spacious waterfront family room, an updated kitchen with granite countertops, stainless steel appliances, and beautifully renovated bathrooms, a bright sunroom overlooking the lake, the primary suite, a secondary bedroom, and two full bathrooms. Original pin paneling adds warmth and character while tasteful updates provide the comfort and convenience today's buyers desire. Upstairs, you'll find two generously sized bedrooms and a full bathroom, while the large finished room over the attached two-car garage offers exceptional flexibility as a guest suite, game room, home office, or private retreat with its own full en-suite bath. A convenient mudroom connects the garage to the main home and provides interior access to the finished bonus room. Outside, the lifestyle truly comes alive. Enjoy your private boat ramp, private fishing pier, and expansive waterfront setting on one of Lake Marion's most sought-after creeks, known for its deep water, outstanding fishing, boating, and year-round recreation. Whether you're launching your boat for an early morning fishing trip or relaxing with breathtaking sunset views, this property delivers the very best of lake living. Major improvements include a brand-new HVAC system installed in June 2026, a newer metal roof, and low-maintenance vinyl siding in excellent condition, providing peace of mind for years to come. Conveniently located just minutes from Manning and Santee, you'll enjoy easy access to championship golf at Wyboo Golf Club, Players Course at Wyboo, and Santee Cooper Country Club. Outdoor enthusiasts will appreciate nearby Santee State Park, numerous waterfront restaurants and marinas, and world-renowned fishing on Lake Marion and Lake Moultrie. Interstate 95 is just a short drive away, making Charleston, Columbia, Florence, and the South Carolina coast easily accessible. Whether you're searching for the perfect family lakehouse, a peaceful primary residence, or an exceptional short-term rental investment, 1039 Summerford Lane offers the location, amenities, and waterfront lifestyle you've been waiting for. Schedule your private showing today and experience one of Lake Marion's finest waterfront opportunities.
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Our Executive Mortgage Banker:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,159 | $3,286 | $4,317 |
| Total Monthly Payment | $3,251 | $3,378 | $4,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.