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Welcome to this beautifully maintained 4-bedroom, 1. 5-bath Dutch Colonial offering 1, 872 square feet of living space in a wonderful cul-de-sac location in Southwood Acres, one of Southern Enfield's desirable neighborhood settings. This home offers great curb appeal with vinyl siding, stone accents, thermo windows, and added insulation, along with a warm and inviting interior featuring white woodwork, beautiful wood floors, stainless steel appliances, a pantry closet in the kitchen, and a built-in china cabinet in the dining room. The spacious first-floor family room features a stone fireplace and slider leading to the 20x15 Trex deck, overlooking a fenced backyard that backs to woods for added privacy. The dry, expansive basement offers a blank slate with excellent potential to be finished for additional living space, recreation, storage, or a home gym. Additional features include a cedar closet in the basement and a supplemental hot water tank. Conveniently located just minutes from I-91, Bradley International Airport, Hartford, and Massachusetts, this home offers a great combination of neighborhood setting, functionality, and commuter accessibility.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.6 x 10.3 | Upper | |
| Bedroom 2 | 9.0 x 14.7 | Upper | |
| Bedroom 3 | 11.2 x 13.1 | Upper | |
| Dining Room | Built-In Hutch,Hardwood Floor | 11.3 x 11.5 | Main |
| Family Room | 19.2 x 11.3 | Main | |
| Kitchen | 12.0 x 16.5 | Main | |
| Living Room | Hardwood Floor | 23.3 x 11.5 | Main |
| Primary Bedroom | 11.5 x 15.1 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $542 | $542 | $542 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,944 | $2,022 | $2,657 |
| Total Monthly Payment | $2,561 | $2,639 | $3,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.