7620 4TH AVENUE W, #7620, Bradenton, FL, 34209 | $235,000

Less than nine minutes from Anna Maria Island, this private West Bradenton villa offers exceptional access to the beaches, dining and relaxed coastal character of the island, together with the added advantage of a Flood Zone X location. Priced below comparable homes to preserve a meaningful renovation budget, it offers the freedom to create a refined coastal residence without paying for someone else’s design choices.

The former flooring has already been removed from the main living areas and bedrooms, allowing the next owner to select the materials and finishes from the outset. The kitchen and baths are clean and functional, including a new quartz-topped vanity in the guest bath, while remaining ready to be reimagined in a style that feels entirely personal.

The single-level, two-bedroom, two-bath residence spans 1, 249 square feet and reflects the distinctive low-slung architecture of Pine Bay Forest. Two screened lanais extend the living space outdoors, including a secluded rear retreat framed by mature landscaping and complete privacy from neighboring homes.

Set across 22 wooded acres near Robinson Preserve and Palma Sola Bay, the community is defined by canopied oaks, tropical gardens and one-story residences. Private walking trails wind through the grounds, leading to a waterfront observation deck overlooking Palma Sola Bay—an inviting setting for sunsets, coastal breezes and quiet moments by the water. Residents also enjoy a pool, tennis, pickleball and shuffleboard.

For the buyer drawn to Anna Maria Island, architectural character and the freedom to renovate with intention, this is a rare combination of location, privacy and value.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Complex: PINE BAY FOREST
  • Year Built: 1983
  • Approx Sq. Feet: 1,249
  • Est. Taxes: $2,723
  • Condo Fee: $2,700 Quarterly
  • Elem. School: Ida M. Stewart Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4699336
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4699336/76204thavenuew_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 3:05:09 AM)
Listing courtesy of THE AGENCY SARASOTA   Phone: 941-500-5150

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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7620 4TH AVENUE W, #7620, Bradenton, FL, 34209

$235,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $188,000 $188,000 $188,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $227 $227 $227
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,142 $1,188 $1,561
Total Monthly Payment $1,444 $1,490 $1,863

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.