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Welcome to 349 Decatur Drive, a beautifully maintained 4-bedroom, 2. 5-bath home nestled in the highly sought-after Old Rice Retreat at Cane Bay. From the moment you arrive, you'll be greeted by charming Lowcountry landscaping, mature palm trees, and a spacious two-car garage that create an inviting first impression. Step inside to a bright, welcoming foyer that sets the tone for this thoughtfully designed home. Just off the entry, you'll find a spacious formal dining room, ideal for hosting holiday gatherings or creating an elegant home office. Across the foyer, a formal living room offers the flexibility to serve as a sitting room, playroom, or additional workspace. Continue into the heart of the home where an open-concept layout seamlessly connects the kitchen, dining area, androom, creating the perfect space for everyday living and entertaining. The well-appointed kitchen features rich brown cabinetry, granite countertops, a stylish tile backsplash, stainless steel appliances, ample cabinet space, and a convenient breakfast bar for casual seating. Adjacent to the kitchen, the eat-in dining area provides additional room for family meals and entertaining guests. The spacious living room is centered around a cozy fireplace, creating the perfect place to unwind after a long day. Just beyond, the light-filled sunroom offers endless possibilities as a second living area, playroom, home gym, or multigenerational living space while overlooking the peaceful wooded backyard. Step outside to the patio and enjoy the privacy and serenity of your backyard--true Lowcountry living at its finest. The first-floor primary suite offers a private retreat away from the secondary bedrooms. Complete with a tray ceiling, ceiling fan, abundant natural light, and a spacious walk-in closet, the suite also features a spa-inspired ensuite bathroom with dual vanities, a separate soaking tub, and a walk-in shower. Up the beautiful wood-tread staircase, you'll find a spacious loft overlooking the main living area, providing the perfect space for movie nights, a media room, or an additional family lounge. Down the hall are three generously sized secondary bedrooms and a full bathroom, offering comfort and flexibility for family members and guests. Living in Old Rice Retreat means enjoying exceptional community amenities, including scenic walking trails, resort-style pools, playgrounds, and miles of wooded paths perfect for outdoor recreation. Conveniently located near the Cane Bay Family YMCA, Publix, shopping, dining, and highly rated Cane Bay schools, this home combines comfort, convenience, and the lifestyle you've been searching for.
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Our Executive Mortgage Banker:
$414,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $331,992 | $331,992 | $331,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,017 | $2,126 | $2,757 |
| Total Monthly Payment | $2,092 | $2,201 | $2,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.