15324 Lucerna ST, Naples, FL, 34145 | $477,000

Wake up to tranquil lake views and enjoy the peaceful backdrop from this beautifully appointed residence, where elegant interiors and effortless indoor-outdoor living create an inviting coastal retreat. Filled with natural light, this thoughtfully designed home offers a desirable open-concept layout that seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. This two-bedroom, two-bathroom residence with a one-car garage showcases stylish vinyl flooring throughout and a screened patio overlooking the water, providing the perfect setting to relax with your morning coffee or unwind at the end of the day. The spacious living room features a tray ceiling, custom built-ins, an electric fireplace, and pocketing sliding glass doors that open to the lanai, allowing the beautiful lake views to become part of your everyday experience. The well-appointed kitchen features a pantry, an island with seating, and a suite of modern appliances, including a 2025 dishwasher and 2024 microwave, refrigerator with freezer and icemaker, and electric range with cooktop. The primary suite is a peaceful sanctuary filled with bright natural light and picturesque lake views. The luxurious en-suite bath is designed for comfort with dual sinks, a glass walk-in shower, an enclosed water closet, and a spacious walk-in closet. The guest bedroom offers exceptional privacy with convenient access to an en-suite and hall bathroom featuring a shower/tub combination, making it equally comfortable for family or visitors. A dedicated laundry area includes a newer GE washer and dryer, adding everyday convenience to this well-designed home. With its scenic waterfront setting, inviting open floor plan, tasteful finishes, and desirable features throughout, this residence presents an exceptional opportunity to enjoy the relaxed Southwest Florida lifestyle in comfort and style. Residents of Esplanade by the Islands enjoy an exceptional resort-inspired lifestyle with world-class amenities, including a grand clubhouse, resort-style pool and spa, Bahama Bar, fitness center, wellness spa, tennis, pickleball, bocce, dog park, walking trails, and a full calendar of social events and activities. Ideally located near the shopping, dining, and entertainment of downtown Naples and the white-sand beaches of the Gulf, this vibrant community offers the perfect blend of luxury, recreation, and everyday convenience.

Features

  • Building Design: Townhouse
  • Parking: 2+ Spaces,Deeded
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Spa/Hot Tub,Dog Park,Exercise Room,Other,Pickleball,Restaurant,Tennis Court
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: ESPLANADE BY THE ISLANDS
  • Development: ESPLANADE BY THE ISLANDS
  • Year Built: 2024
  • Common Charge: $1,650 Quarterly
  • Approx Sq. Feet: 1,624
  • Acreage: 14
  • Est. Taxes: $4,878
  • Lot Desc: Zero Lot Line
  • View: Pond,Water
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226025189
  • Website: https://www.raveis.com
    /prop/226025189/15324lucernast_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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15324 Lucerna ST, Naples, FL, 34145

$477,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $381,600 $381,600 $381,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $407 $407 $407
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,285 $2,409 $3,169
Total Monthly Payment $2,766 $2,890 $3,650

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.