2302 TOWERING OAKS CIRCLE, Seffner, FL, 33584 | $400,000

FANTASTIC LOCATION ! PRIVATE POOL HOME W/SCREEN ENCLOSURE ! VERY LOW HOA AND NO CDD ! FENCED-IN BACK YARD ! Come See This 4 Bedroom 3 Bathroom 2 Car Garage Home That Has “Just Shy” Of 2, 100 Square Feet Of Living Area With “Almost” 2, 800 Square Feet Under Roof Located At 2302 Towering Oaks Circle Seffner, Fl 33584 ! THIS HOME HAS SO MUCH POTENTIAL ! Your Kitchen Offers: 42” Cherry Wood Cabinets W/Crown Molding, Granite Counter Tops, Well Appointed Backsplash, Some Stainless Steel Appliances, Closet Pantry And Nook Area Is Perfectly Positioned Looking Over Your PRIVATE POOL, LANAI AND BACKYARD ! Your Private Owners Suite IS HUGE And Features: Garden Tub W/Separate Shower, Two Walk-In Closets, Separate Vanities Each With Its Own Sink And Slider That Leads To The Back Porch & Pool Area ! With Some TLC And A Few Upgrades This Home/Property CAN BE ABSOLUTELY FABULOUS ! It’s Hard To Find A Private Pool Home At This Price ! Sellers Plan On Putting On A New Roof Prior To Closing And Buyer Can Pick Their Own Color ! This Home Has Volume/Tall Ceilings In Living Areas, Lots Of Natural Light, All Appliances Are Included Along With Washer/Dryer, Ceiling Fans & Some Window Treatments AND BACKYARD IS FULLY FENCED-IN ! This Home Is Located Near Shopping, Restaurants, Schools, Hospital, Churches AND YOU CAN BE ON INTERSTATE I-75 OR I-4 WITHIN 10 MINUTES ! So Close To Downtown Tampa, Wesley Chapel, Plant City And Riverview In A Very Short Drive ! COME START LIVING YOUR BEST FLORIDA LIFESTYLE POSSIBLE IN YOUR NEW POOL HOME ! Please Call Your Agent Today To Schedule Your Private Showing At This Home Located 2302 Towering Oaks Circle Seffner, Florida 33584 ! LOTS OF OPPORTUNITY HERE WITH THIS PROPERTY !

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 68 x 120
  • Laundry: Inside
  • Style: Florida, Traditional
  • Year Built: 1999
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,082
  • Acreage: 0.19
  • Lot Size: 68 x 120
  • Est. Taxes: $7,012
  • HOA Fee: $150 Quarterly
  • Lot Desc: In County, Sidewalk, Unincorporated
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8526209
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8526209/2302toweringoakscircle_seffner_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 4:05:53 AM)
Listing courtesy of FLORIDA EXECUTIVE REALTY   Phone: 813-327-7807

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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2302 TOWERING OAKS CIRCLE, Seffner, FL, 33584

$400,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $584 $584 $584
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,944 $2,023 $2,657
Total Monthly Payment $2,603 $2,682 $3,316

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.