4 Central Avenue, Ravena, NY, 12143 | $475,000

Live. Work. Create.

A Rare Live/Work Opportunity in the Hudson Valley

Some buildings simply offer space. Others offer possibility.
Hidden behind the façade of this former commercial building is something increasingly difficult to find in today's Hudson Valley--a place where generous studio space and comfortable living quarters exist under one roof. As creative space becomes more scarce and traditional lofts continue to shrink in both size and affordability, artists, designers, photographers, makers, and entrepreneurs are looking beyond the region's best-known towns to places where scale, flexibility, and value still come together.

Encompassing approximately 4, 350 square feet, the building is divided between a 2, 100-square-foot residential wing and a 2, 250-square-foot studio. Expansive storefront windows naturally light the studio, while 12-foot ceilings and a professionally installed lighting grid create an inspiring setting for painting, photography, design, or any practice that benefits from generous volume and light. Outside, the approximately 2, 000-square-foot side yard extends the property's possibilities, offering space for gardens, outdoor projects, entertaining, or future improvements.

This property was thoughtfully reimagined as a live/work environment, with architectural plans that were previously approved by the Town of Ravena. While a future owner would need to resubmit plans for approval based on their intended use, the existing plans provide a valuable starting point for bringing that concept to life. Much of the infrastructure has already been completed, allowing the next owner to focus on shaping the space to suit their own needs.

Ravena offers the practicality of a full-service village with the space and affordability that have become increasingly difficult to find elsewhere in the Hudson Valley. Everyday conveniences are all nearby, while the Hudson River waterfront park and public boat launch provide easy access to the river. Located just off Route 9W with immediate access to the New York State Thruway (I-87), the property is convenient to Albany, Hudson, Catskill, and Kingston, placing many of the Hudson Valley's most celebrated destinations comfortably within reach while offering the breathing room that those communities increasingly cannot.

Whether you're relocating from New York City, expanding your practice, or simply looking for a place where life and work can exist seamlessly together, this property offers a rare chance to create something distinctly your own.

Features

  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Style: Other
  • Year Built: 1950
  • Acreage: 0.26
  • Est. Taxes: $4,779
  • Elem. School: Other
  • School District: Rav-Coey-Selkirk
  • MLS#: 20263794
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/20263794/4centralavenue_ravena_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Halter Associates Realty

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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4 Central Avenue, Ravena, NY, 12143

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $398 $398 $398
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,276 $2,399 $3,156
Total Monthly Payment $2,749 $2,872 $3,629

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.