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Welcome to this beautifully maintained open floor plan, 3-bedroom, 2-bath residence in the welcoming community of Saddle Creek Preserve, where modern comfort meets everyday convenience. Exceptional curb appeal is highlighted by the attractive blue stucco exterior, manicured landscaping, permanent front outdoor lighting, an irrigation system, and a spacious 2-car garage. Inside, the bright and airy layout is enhanced by easy-care tile flooring throughout the main living areas and a thoughtfully designed split-bedroom floor plan that offers added privacy. The chef-inspired kitchen is the heart of the home, featuring granite countertops, stainless steel appliances, crisp white cabinetry, a large center island with an undermount sink, pantry, and a dedicated dining area—perfect for entertaining or everyday living. The generously sized primary suite offers a private retreat with an ensuite bath featuring dual granite vanities, while the additional bedrooms provide comfortable accommodations for family or guests. Sliding glass doors open to an oversized vinyl-fenced backyard with lush green space and raised garden beds, offering endless possibilities to create your dream outdoor oasis, whether you envision an outdoor kitchen, expanded garden, play area, or the ultimate entertaining space. Residents of Saddle Creek Preserve enjoy desirable community amenities, including a resort-style pool and dog park, while being just minutes from top-rated schools, shopping, dining, parks, and outdoor recreation. Conveniently located near the Polk Parkway and vibrant Downtown Lakeland, with easy access to Tampa and approximately one hour from Orlando, you'll enjoy quick trips to Walt Disney World, world-famous theme parks, major employment centers, and countless entertainment destinations.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$297,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $237,600 | $237,600 | $237,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $509 | $509 | $509 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,444 | $1,500 | $1,973 |
| Total Monthly Payment | $2,028 | $2,084 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.