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Live the Florida lifestyle in this well maintained move in ready home in desirable Pine Lakes Community just 2 blocks from Pine Lakes Golf Club. Open Layout 3 bedrooms, 2 baths, and an extra bonus room for a den or home office. Private screened in pool and a lanai for relaxing or hosting friends. Spacious master suite with tray ceiling, walk out door to lanai and pool, walk in closet, pocket doors to closet and bathroom, large garden tub and separate shower. The high ceiling in the living room flows into a custom Kraft Made kitchen featuring self close drawers and extra cabinets in breakfast area perfect for cooking and entertaining. Many updates over the years: Pool 12 X 25 was done in Sep 2014, HVAC in Dec 2018 and motor replaced in 2025, Hot Water Heater in May 2024, roof panels in pool enclosure replaced in May 2023, gutters, and one piece garage screen Sep 2020, well added to the irrigation system in Dec 2021, driveway repaved and extended in Jan 2023, exterior house painted in Sep 2020, re-roof done in Nov 2020, pool pump replaced in May 2023, GE washer with 5 years warranty in Apr 2024, new Kohler toilet replaced in guest bath in May 2026, new GE range Feb 2026, GE microwave Feb 2026, fairly new water filtration system and new storm door Jun 2026. Beautiful lawn maintained by Massey. All listed room sizes are approximate. Great location just minutes away from shopping, parks, walking trails, and beaches. Easy access to I-95 and SR 1. A short drive to Flagler Beach, Palm Coast Beaches, and about 40 minutes to Daytona and St Augustine Beaches. Call today to schedule a showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,600
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,680 | $311,680 | $311,680 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | $206 | $206 | $206 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,894 | $1,996 | $2,588 |
| Total Monthly Payment | $2,175 | $2,277 | $2,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.