18 WESTMILL LANE, Palm Coast, FL, 32164 | $389,600

Live the Florida lifestyle in this well maintained move in ready home in desirable Pine Lakes Community just 2 blocks from Pine Lakes Golf Club. Open Layout 3 bedrooms, 2 baths, and an extra bonus room for a den or home office. Private screened in pool and a lanai for relaxing or hosting friends. Spacious master suite with tray ceiling, walk out door to lanai and pool, walk in closet, pocket doors to closet and bathroom, large garden tub and separate shower. The high ceiling in the living room flows into a custom Kraft Made kitchen featuring self close drawers and extra cabinets in breakfast area perfect for cooking and entertaining. Many updates over the years: Pool 12 X 25 was done in Sep 2014, HVAC in Dec 2018 and motor replaced in 2025, Hot Water Heater in May 2024, roof panels in pool enclosure replaced in May 2023, gutters, and one piece garage screen Sep 2020, well added to the irrigation system in Dec 2021, driveway repaved and extended in Jan 2023, exterior house painted in Sep 2020, re-roof done in Nov 2020, pool pump replaced in May 2023, GE washer with 5 years warranty in Apr 2024, new Kohler toilet replaced in guest bath in May 2026, new GE range Feb 2026, GE microwave Feb 2026, fairly new water filtration system and new storm door Jun 2026. Beautiful lawn maintained by Massey. All listed room sizes are approximate. Great location just minutes away from shopping, parks, walking trails, and beaches. Easy access to I-95 and SR 1. A short drive to Flagler Beach, Palm Coast Beaches, and about 40 minutes to Daytona and St Augustine Beaches. Call today to schedule a showing today.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2003
  • Garage: 2-car Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,771
  • Acreage: 0.25
  • Est. Taxes: $2,474
  • Lot Desc: Landscaped, Private
  • Elem. School: Wadsworth Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pool: In Ground
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: FC319734
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/FC319734/18westmilllane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/22/2026 8:00:16 AM)
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE   Phone: 904-996-9115

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 WESTMILL LANE, Palm Coast, FL, 32164

$389,600

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,680 $311,680 $311,680
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.764% 5.992%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,894 $1,996 $2,588
Total Monthly Payment $2,175 $2,277 $2,869

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.