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Imagine waking up to the sound of the water, coffee in hand, watching the morning light move across the lake. That's the everyday reality at 470 Mica Point Road. Tucked away on the private shores of Swains Lake in Barrington, this beautifully reimagined modern lake house is the kind of place that slows you down in the best possible way. Inside, every detail has been considered. The updated kitchen with stainless steel appliances and a gas stove flows into a dining room and porch wrapped in a wall of windows, where the lake is always in view. On cooler evenings, the living room's wood stove and beautiful stone hearth make it nearly impossible to leave. A charming guest cabin with a loft bedroom, living room, kitchenette, and half bath means there's always room for the people you want to share it with. Step outside and the lake life really begins. A deck and patio with an outdoor kitchen and hot tub make entertaining effortless, and natural details like a bar-top built right into one of the boulders on the property give the space a character that feels truly one of a kind. The landscaping is lush and intentional, embracing the natural surroundings while keeping the atmosphere serene and private. Down at the water's edge, your owned frontage on Swains Lake is entirely yours, with no public beach in sight. Whether you're casting a line, launching a kayak, or simply sitting by the water and letting the world quiet down, this stretch of shoreline is your own private escape. Some places you visit. This is one you never want to leave. Schedule your private showing today!
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/12/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,571 | $2,672 | $3,514 |
| Total Monthly Payment | $2,944 | $3,045 | $3,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.