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Welcome to this classic New England Colonial that blends the charm of yesteryear with thoughtful modern updates. Offering 5 bedrooms, 2 full bathrooms, and a detached one-car garage, this home provides the space and flexibility that is often hard to find. A "rocking chair" front porch creates a welcoming first impression and a comfortable place to relax. Inside, large windows fill the home with natural light, while hardwood flooring adds warmth and character throughout much of the living space. The main level features a spacious living room, formal dining room, and an eat-in kitchen with granite countertops, luxury vinyl plank floor and stainless-steel appliances including a dishwasher, gas range, and refrigerator. The second floor includes the sunny primary bedroom, two additional bedrooms, and a full bathroom. The finished third level offers two more bedrooms and a second full bathroom, creating a rare five-bedroom layout that can accommodate a variety of living arrangements, guests, or work-from-home needs. Additional features include an energy-efficient solar system and a detached garage providing convenient parking and storage. Located near West Haven's waterfront, you'll enjoy easy access to 3. 5 miles of sandy beaches, shoreline walks, and refreshing coastal breezes. Combining classic Colonial character, modern updates, and an uncommon number of bedrooms, this home offers both charm and functionality in a convenient shoreline location.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | On 3rd Floor | Other |
| Bedroom 4 | On 3rd Floor | Other |
| Dining Room | Bay/Bow Window,Hardwood Floor | Main |
| Eat-In Kitchen | Granite Counters,Dining Area,Vinyl Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Full Bath | Stall Shower,Tile Floor,On 3rd Floor | Other |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $696 | $696 | $696 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,774 | $1,844 | $2,425 |
| Total Monthly Payment | $2,545 | $2,615 | $3,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.