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Discover an exceptional investment or primary residency opportunity with this nearly new construction duplex (built in 2023). Located in a serene setting with NO HOA, this modern property offers the ultimate flexibility for an owner-occupant looking to offset their mortgage with rental income, or for an investor seeking a low-maintenance, high-quality asset. Both units are currently occupied by tenants, providing immediate and reliable cash flow. The main level of each unit features a bright, open-concept floor plan designed with a clean, modern aesthetic. The kitchen serves as the heart of the home, boasting elegant quartz countertops, a classic subway tile backsplash, and stainless steel appliances. Adjacent to the living area is the highly sought-after main-level primary suite, offering a private retreat complete with a spacious walk-in closet and a contemporary en-suite bathroom. Seamless luxury vinyl tile (LVT) flooring and recessed lighting run throughout the main living spaces. The second floor adds significant living flexibility, featuring a versatile loft perfect for a home office or media room, along with two additional generously sized bedrooms and a second full bath. A dedicated laundry room and integrated storage space round out the upper level. Outside, each unit enjoys a covered rear porch overlooking the expansive, level backyard. This 2023 build offers the peace of mind of new systems and modern construction standards without the oversight or fees of a homeowners' association.
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $775 | $775 | $775 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,989 |
| Total Monthly Payment | $3,006 | $3,123 | $3,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.