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Welcome to your quintessential New England retreat! Nestled on a spacious corner lot in the heart of Putnam, this charming 3-bedroom Ranch-style home is the one you've been searching for. Enter inside to gleaming hardwood floors throughout the main level. The sun-drenched living room flows effortlessly into an inviting dining area - ideal for entertaining. The kitchen boasts updated appliances and ample cabinet storage to keep you organized and offers direct access to a cozy sunroom, your soon-to-be favorite spot for morning coffee. Down the main hallway, you'll find three bedrooms and a full bathroom complete with a tub/shower combination. The living space expands when you head downstairs! The finished lower level provides a generous bonus room - perfect for a home office, gym, or media den - along side a convenient second full bathroom equipped with a new washer and dryer! You'll also find plenty of extra storage and seamless access to the attached 2-car garage. Outside, your oasis awaits: a fully fenced backyard features a large patio space ready for summer barbecues, plus a handy storage shed for all your tools. Additional upgrades include a brand new heating system and oil tank, as well as an upgraded how water heater ('23. ) Located just minutes from Putnam's vibrant downtown amenities, local shopping, and dining, this turnkey home is an absolute must-see! Welcome to your quintessential New England retreat! Nestled on a spacious corner lot in the heart of Putnam, this charming 3-bedroom Ranch-style home is the one you've been searching for. Enter inside to gleaming hardwood floors throughout the main level. The sun-drenched living room flows effortlessly into an inviting dining area - ideal for entertaining. The kitchen boasts updated appliances and ample cabinet storage to keep you organized and offers direct access to a cozy sunroom, your soon-to-be favorite spot for morning coffee. Down the main hallway, you'll find three bedrooms and a full bathroom complete with a tub/shower combination. The living space expands when you head downstairs! The finished lower level provides a generous bonus room - perfect for a home office, gym, or media den - along side a convenient second full bathroom equipped with a new washer and dryer! You'll also find plenty of extra storage and seamless access to the attached 2-car garage. Outside, your oasis awaits: a fully fenced backyard features a large patio space ready for summer barbecues, plus a handy storage shed for all your tools. Additional upgrades include a brand new heating system and oil tank, as well as an upgraded how water heater ('23. ) Located just minutes from Putnam's vibrant downtown amenities, local shopping, and dining, this turnkey home is an absolute must-see!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $458 | $458 | $458 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,893 | $1,995 | $2,624 |
| Total Monthly Payment | $2,426 | $2,528 | $3,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.