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Nestled in the coveted Dunnwoodie neighborhood of Yonkers, just 25 minutes north of Manhattan, this charming 2-bedroom, 1. 5-bath home is brimming with warmth, timeless character, and endless possibilities. Lovingly maintained and impeccably cared for over the years, this sun-drenched residence is filled with natural light and showcases beautiful original architectural details, offering the perfect blend of old-world charm and everyday comfort. While the finishes reflect its classic style, the home provides a wonderful opportunity to update and personalize while preserving its enduring character. An inviting enclosed front porch welcomes you into a spacious living room with ample room for a dinette area, followed by an eat-in kitchen and a full hall bathroom that complete the main level. Beautiful original hardwood floors and classic craftsmanship can be found throughout. Upstairs, you'll discover a generously sized primary bedroom with a walk-in closet, a spacious second bedroom, a full hall bathroom, and a versatile bonus space that's ideal for a home office, den, or reading nook. The unfinished lower level offers exceptional potential to create additional living space while currently providing a laundry area, utility room, and abundant storage. Step outside to enjoy the rear patio and terrific backyard, great for entertaining, gardening, or simply unwinding, along with the convenience of a private driveway. Truly a commuters dream- located just minutes from the Metro-North Railroad, local and express Buses service to Manhattan, Cross County Shopping Center, restaurants, parks, and major parkways - all just a stone throw from NYC. Whether you're looking to preserve its timeless appeal or transform it with your own personal vision, this treasured home is ready to begin its next chapter -it's the perfect blend of comfort, convenience and affordability.
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Our Executive Mortgage Banker:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $503,200 | $503,200 | $503,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $806 | $806 | $806 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,014 | $3,177 | $4,179 |
| Total Monthly Payment | $3,912 | $4,075 | $5,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.