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Presented by
The Zerella | Christy Team |
Enjoy the freedom of NO HOA living in this beautifully maintained North Lakeland home, ideally situated on a spacious lot in a USDA-eligible area! Blending timeless Florida ranch charm with thoughtful modern updates, this inviting residence offers a spacious split-bedroom floor plan, multiple living and dining areas, and a warm, welcoming atmosphere that's perfect for both everyday living and entertaining. At the heart of the home, the family room features a striking floor-to-ceiling stone electric fireplace, creating a cozy focal point for gathering with family and friends. The well-appointed kitchen offers abundant cabinetry, generous counter space, a breakfast bar, and a casual dining area overlooking the backyard. The refrigerator was new in 2020 and all other kitchen appliances are five years old or newer, it's designed to make everyday living and entertaining effortless. The private primary suite provides a relaxing retreat, while the additional bedrooms offer flexibility for family, guests, or a home office. An enclosed Florida room extends the living space and provides the perfect setting to enjoy your morning coffee, unwind after a long day, or take in views of the expansive backyard. Car enthusiasts, hobbyists, or anyone needing extra storage will appreciate the oversized three-car garage, offering ample space for vehicles, tools, recreational equipment, or a workshop area. Designed with peace of mind in mind, this home has been extensively updated, including a new septic system (2025), roof (2021), HVAC system (2021), water heater (2022), garage doors (2021), irrigation system (2021), and an updated electrical panel. The AC has a warranty and is transferable. Additional improvements include luxury vinyl plank flooring, updated bathroom flooring, modern lighting, new ceiling fans, refreshed bathrooms, and updated door hardware throughout, making this home truly move-in ready. Conveniently located just minutes from shopping, dining, medical facilities, and the Polk Parkway, you'll enjoy the perfect balance of peaceful surroundings and everyday convenience. With its generous lot, desirable location, timeless character, oversized three-car garage, and extensive updates already completed, this move-in-ready home is ready to welcome its next owners.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
Sales Associates
William Raveis Real Estate
Phone: 203.209.3615
ZerellaChristy@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.913.1633
Jorge.Rivera@Raveis.com
NMLS Mortgage Loan Originator ID 12303
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $267 | $267 | $267 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,813 | $2,385 |
| Total Monthly Payment | $2,087 | $2,155 | $2,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.