|
Welcome home to the most affordable 4 bedroom 4 bath home currently for sale in Selden! Home features natural gas fuel and a newer central air system and has been thoughtfully updated within the last five years, including the roof and siding, allowing you to move in with confidence. Step inside to an inviting open-concept main level where the kitchen, dining area, and living room flow seamlessly together anchored by a cozy wood-burning fireplace, creating the perfect space for both everyday living and entertaining. The first floor also features a spacious bedroom and a full bathroom, providing flexible living arrangements for guests or a home office. Upstairs, a dramatic center landing is filled with natural light from a large skylight, creating a bright and airy feel. The second level offers three generously sized bedrooms, each with soaring vaulted ceilings, along with two full bathrooms. The spacious primary suite features a large walk-in closet and an en-suite bath. The fully finished legal basement adds tremendous versatility, complete with a fourth full bathroom and a private walk-out entrance to the driveway. With the proper permits, the layout offers outstanding potential for a mother/daughter or accessory apartment. Outside, the fully fenced backyard provides a blank canvas ready for your personal touch, while a large storage shed offers plenty of space for tools, equipment, or seasonal items.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $876 | $876 | $876 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,410 | $4,484 |
| Total Monthly Payment | $4,202 | $4,378 | $5,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.