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Rare deepwater opportunity in the heart of James Island! Perfectly positioned on true deep water, 1543 Terns Nest Road offers the coastal Charleston lifestyle so many buyers seek but few properties can deliver. With previous dock access already part of the property's history, this is a unique chance to create your own waterfront retreat with direct access to the creeks, rivers, and waterways that make the Lowcountry so special. This elevated 2-bedroom, 2-bath home combines modern comfort with a low-maintenance coastal design. The bright, open floor plan features hardwood floors, a contemporary kitchen, and inviting living spaces that flow effortlessly to the private outdoor deck--an ideal place to relax, entertain, and enjoy the peaceful waterfront setting. Tucked away on quiet Terns Nest Road, the property feels like a private escape while offering one of the most convenient locations in Charleston. Perfectly situated between historic downtown Charleston and Folly Beach, you can spend the morning on the water, the afternoon at the beach, and the evening enjoying world-class dining downtown--all within minutes of home. Outdoor enthusiasts will appreciate the close proximity to James Island County Park, a 600-acre destination offering trails, crabbing docks, a dog park, climbing wall, events, and endless recreation. Whether you are searching for a primary residence, weekend getaway, or the opportunity to design your dream deepwater lifestyle, 1543 Terns Nest Road delivers the rare combination of newer construction, location, convenience, and true Lowcountry waterfront living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.277% | 6.223% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,389 | $6,562 | $9,114 |
| Total Monthly Payment | $6,514 | $6,687 | $9,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.