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**ASSUMABLE 2. 25% VA LOAN-- Available to everyone**. Experience Resort-Style Living in Valencia Lakes! Welcome to this impeccably maintained 2018 GL Homes Positano model, offering 2, 001 square feet of thoughtfully designed living space in Valencia Lakes, Tampa Bay’s premier 55+ Active Adult Community. An inviting 9’x11’ foyer with a tray ceiling welcomes you into this natural light-filled home, where elegant 18”x18” porcelain tile flooring flows throughout the common living areas. The front entry is enhanced with a Phantom retractable screen door, allowing you to enjoy Florida’s beautiful cross breezes. Designed with entertaining in mind, the open-concept kitchen is the heart of the home and features quartz countertops, stylish gray cabinetry, a stunning mosaic glass-tile backsplash, a single-basin sink with a reverse osmosis drinking water faucet, Whirlpool refrigerator, GE Stainless Steel range, microwave (2026), and dishwasher (2026), pantry with pull-out sliders, and abundant workspace for the home’s chef. The adjoining dinette offers casual dining beneath a lighted ceiling fan. The dining room is beautifully illuminated by a large window and elegant chandelier and comfortably accommodates seating for eight, making special gatherings and dinner parties effortless. The spacious great room features 8 recessed lights, a lighted ceiling fan, and it opens through 12’ sliders to the lanai/screen room. Enjoy outdoor living in the 20’x17’ lanai/screen-room which features a Florida Glass wall that enhances privacy and comfort, a durable hardtop roof, and a lighted ceiling fan; this is a perfect space for relaxing with your morning coffee or entertaining guests in the evening. Retreat to the luxurious primary suite featuring two open-access walk-in closets, a large 9’ window, and a spa-inspired en-suite bath with separate quartz-topped vanities and oversized walk-in shower complete with a built-in bench. A versatile den with double doors, a large window, and a lighted ceiling fan offers the perfect space for a home office, hobby room, or optional third bedroom. The split-bedroom floor plan provides privacy for guests. Bedroom two, with a Murphy bed, is tucked away from the primary suite and features plush carpeting, a ceiling fan, and convenient access to the second bath with a quartz banjo-style vanity and framed tub/shower combination. The well-appointed laundry room includes a utility sink and GE top-load washer and dryer (2026). Additional upgrades include custom top-down/bottom-up window shades throughout the home, a Carrier Infinity HVAC (2023), Rheem water heater (2023), Culligan water softener, insulated garage door, quiet belt-drive garage door opener, and a high-ceiling in the garage offering excellent storage potential. Beyond your front door, enjoy the award-winning lifestyle of Valencia Lakes. Residents enjoy a magnificent clubhouse, resort-style pools, fitness center, tennis & pickleball courts, bocce, softball, scenic walking and biking trails, community garden, dog park, on-site restaurant, and a full calendar of clubs, entertainment, social events, and activities. Valencia Lakes offers the perfect blend of luxury, convenience, and active living. This exceptional Positano model has been lovingly maintained and is truly move-in ready. Don’t miss your opportunity to enjoy the very best of Florida’s resort-style lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $539 | $539 | $539 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,869 | $1,970 | $2,591 |
| Total Monthly Payment | $2,482 | $2,583 | $3,204 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.