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Currently rented at $3, 400 per month through 9/30/2026, this beautifully renovated 3-bedroom, 2-bath St. Pete home offers an excellent opportunity for either a future owner-occupant or investor. Located in the highly desirable Riviera Bay area, this move-in-ready property blends modern finishes, thoughtful upgrades, and Florida coastal charm in a quiet cul-de-sac setting. Inside, the home features an open-concept layout with abundant natural light, a desirable split-bedroom floor plan, wood-grain porcelain tile flooring throughout, and a 1-car garage with washer/dryer hookups. Major updates include a new roof and gutter system in 2023, newer electrical, upgraded A/C in 2019, hurricane-rated windows, and an upgraded sewer line. The fully remodeled kitchen is a true centerpiece, with new cabinetry, stainless steel appliances, expansive quartz countertops, and bar seating ideal for entertaining. A sleek electric fireplace adds warmth and style to the main living area. The spacious primary suite features custom barn doors leading to a beautifully updated en-suite bathroom with dual vanity on one side, and a generous walk-in closet on the other. Both bathrooms have been tastefully renovated with modern finishes, and the home is equipped with a Vivint security system for added peace of mind. Step outside to a large, fully fenced backyard designed for enjoying the Florida lifestyle. The outdoor space includes a new patio, designated fire pit and hammock areas, and plenty of room for a future pool. The home also includes ADA accessible design features for added convenience. Just across the street, a charming walkway leads to the river opening into the bay - perfect for fishing, dog walks, or taking in a peaceful sunset. You are also just steps from a neighborhood trail to Rio Vista Park, ideal for biking, jogging, and weekend picnics. Stylish, turnkey, and ideally located in one of St. Pete’s most sought-after coastal neighborhoods, this Riviera Bay home offers the perfect combination of comfort, lifestyle, and investment potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $354 | $354 | $354 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,669 | $2,773 | $3,647 |
| Total Monthly Payment | $3,115 | $3,219 | $4,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.