31 Josephs Drive, Saugerties, NY, 12477 | $480,000

Welcome to 31 Josephs Drive -- Move-in ready living in one of Saugerties' most sought-after neighborhoods: Bishops Gate. This 3-bedroom, 2-bath ranch offers 1, 620 sq ft of comfortable single-level living on nearly half an acre. The layout works well from day one -- a generous eat-in kitchen with an island and pantry; a spacious living room; a primary suite with walk-in closet and whirlpool tub; plus a dedicated laundry area, all on one convenient floor. Move right in and update at your own pace -- the price gives you the flexibility to personalize over time. The fully insulated and heated walkout basement -- over 1, 500 sq ft -- offers tremendous potential to finish for additional living space, a home office, or a recreation room. Step outside to a spacious, landscaped, partly wooded yard with underground electric fence, plus an attached garage adding everyday convenience. The big-ticket items are covered: central air, zoned natural gas heat, 200-amp electric, public sewer and water, copper plumbing, underground utilities, and high-speed internet -- so you can settle in with confidence. The location is hard to beat. You're just 0. 5 miles from Falling Waters Nature Preserve and less than a mile to the Hudson River at Glasco Mini Park, with a boat launch, fishing dock, picnic tables, and playground. Five minutes takes you to the picturesque Village of Saugerties -- ice skating, baseball and soccer fields, tennis courts, and a beach. Nearby you'll find The Swan Country Club (golf), Total Tennis, the internationally renowned HITS horse shows, and the iconic Opus 40. Twenty minutes to Woodstock, 40 minutes to skiing at Hunter Mountain, 12 minutes to the Thruway -- and just 2 hours from NYC. Pool table, shuffleboard table, and ping pong table included. A solid home in a sought-after neighborhood, a fantastic location, and the freedom to update on your own timeline.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room, Main Level
  • Style: Ranch
  • Year Built: 2000
  • Garage: 1-car Attached
  • Heating: Baseboard, Hot Water, Natural Gas, Zoned
  • Cooling: Central Air, Zoned
  • Basement: Concrete, Exterior Entry, Full, Interior Entry, Walk-Out Access
  • Acreage: 0.46
  • Est. Taxes: $9,521
  • Lot Desc: Back Yard, Front Yard, Gentle Sloping, Landscaped, Level
  • View: Neighborhood, Trees/Woods
  • Elem. School: Riccardi K-6
  • School District: Saugerties
  • Appliances: Dryer, Dishwasher, Free-Standing Gas Range, Freezer, Gas Water Heater, Refrigerator, Range Hood, Washer, Water Heater
  • MLS#: 20263778
  • Website: https://www.raveis.com
    /prop/20263778/31josephsdrive_saugerties_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Keller Williams Realty HV Nort

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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31 Josephs Drive, Saugerties, NY, 12477

$480,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $384,000 $384,000 $384,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $793 $793 $793
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,300 $2,425 $3,163
Total Monthly Payment $3,168 $3,293 $4,031

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.