1241 Terry Road, Ronkonkoma, NY, 11779 | $575,000

With generous living space and a highly adaptable layout, this expanded 5-bedroom, 3-bath Cape offers the perfect opportunity to create a home that fits your lifestyle. The main level features a generous living room filled with natural light, a formal dining room with sliders leading to the backyard deck, and an eat-in kitchen ready for your personal touches. Three first-floor bedrooms, including a primary suite with a private bath, provide convenient one-level living. A centrally located laundry room offers direct access to the garage, basement, and backyard for added everyday convenience. Upstairs, you'll find two oversized bedrooms and an additional full bath, along with flexible space that could easily serve as a sixth bedroom, home office, playroom, sitting area, or guest retreat. With the proper permits, the layout may also lend itself to accessory apartment potential. Additional highlights include hardwood floors beneath the main-level carpeting, three full bathrooms, four-zone heating for year-round comfort and efficiency, a roof approximately five years young, and a partially finished basement offering abundant storage and additional usable space. Outside, enjoy a private backyard with a deck that's perfect for morning coffee, summer barbecues, or entertaining family and friends. Conveniently located near shopping, restaurants, transportation, parks, and major roadways, this home offers both comfort and accessibility. Move in and update at your own pace while taking advantage of the generous square footage, thoughtful layout, and exceptional potential. This is a wonderful opportunity to create a home that truly reflects your vision.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full
  • Style: Cape Cod, Exp Cape
  • Year Built: 1962
  • Garage: 1-car
  • Heating: Baseboard, Oil
  • Cooling: None
  • Basement: Partial, Partially Finished, Storage Space, Unfinished
  • Approx Sq. Feet: 2,003
  • Acreage: 0.29
  • Est. Taxes: $8,855
  • Elem. School: Edith L Slocum Elementary School
  • Middle School: Ronkonkoma Middle School
  • High School: Connetquot High School
  • School District: Connetquot
  • Appliances: Dryer, Electric Oven, Electric Range, Oven, Range, Refrigerator, Washer
  • MLS#: 988894
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/988894/1241terryroad_ronkonkoma_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 631-758-2552

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

1241 Terry Road, Ronkonkoma, NY, 11779

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $738 $738 $738
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,755 $2,904 $3,820
Total Monthly Payment $3,585 $3,734 $4,650

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.