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*Motivated seller* - Ask about mortgage interest rate "buy down" programs. Situated on almost ½ an acre, located in the desirable Brookside Subdivision, this property offers the perfect blend of privacy, convenience, and value—with no HOA and no monthly fees. The spacious lot features mature shade trees, a large backyard deck perfect for entertaining, and a wired outbuilding that's ready for electricity to be connected. The quiet subdivision consists of a single cul-de-sac street, creating a peaceful neighborhood setting just minutes from downtown Honea Path, shopping, and Anderson District 2 schools, including BHP High School. Commuting to Anderson or Greenville is a breeze. Inside, you'll find hard-surface flooring throughout most of the home and a thoughtfully designed layout. The generous kitchen offers an eat-in dining area, and direct access to the backyard. One of the home's standout features is the oversized laundry/mudroom conveniently located between the garage and main living area—ideal for busy households. The primary suite includes a spacious bathroom with a large closet, while the secondary bedrooms share a well-appointed hall bath. The two-car garage features high ceilings with plenty of room for additional storage shelving. To make moving even easier, the kitchen appliances, including a large stainless-steel fridge that is only 2 years old, will remain with the home at closing. Why rent when you can own this move-in-ready home with 100% USDA Rural Housing financing available, a new roof, and a 5-year-old HVAC system?
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Our Executive Mortgage Banker:
$238,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,120 | $191,120 | $191,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $158 | $158 | $158 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,145 | $1,207 | $1,587 |
| Total Monthly Payment | $1,378 | $1,440 | $1,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.