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As you approach this meticulously maintained Colonial located at the end of a cul-de-sac in one of Prospect's most desirable neighborhoods, you are welcomed by an extended covered front porch. The main-level formal living room, with its high ceilings and fireplace opens nicely to the dining room making entertaining family and friends a joy. The kitchen, with a breakfast bar, newer stainless steel appliances including a six-burner Thermador propane stove and a wall oven, undercabinet and recessed lighting, and Corian countertops, is a cook's delight. Conveniently located off the kitchen are the den, the breakfast/sunroom, and the mudroom with laundry closet, and access to the garage and patio. The primary bedroom with new carpeting, a walk-in closet, and a stunning remodeled full primary bathroom will impress. Upstairs you will find two wonderfully sized bedrooms each with walk-in closets, and one with direct access to floored attic space. The lower level of this home is simply incredible with its great room featuring a custom Mahogany bar with wet sink, tile flooring, recessed lighting, another bedroom with a pocket door to the full bathroom, a home office, and mechanical/storage room. Outside is equally magnificent, with professional landscaping, an expansive paver patio with custom firepit and stone wall, a shed, a lush lawn with Irrigation system, and an attractive shed. Add to all of this a newer roof, gutters, furnace, and you will agree this is your next home.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Walk-In Closet | 17.0 x 13.0 | Upper |
| Bedroom 2 | Walk-In Closet | 15.0 x 13.0 | Upper |
| Bedroom 3 | 11.0 x 12.0 | Lower | |
| Den | Hardwood Floor | 11.0 x 13.0 | Main |
| Dining Room | Cathedral Ceiling,Hardwood Floor | 11.0 x 16.0 | Main |
| Full Bath | 8.0 x 8.0 | Lower | |
| Great Room | Wet Bar,Tile Floor | 37.0 x 28.0 | Lower |
| Kitchen | Breakfast Bar,Corian Counters | 12.0 x 16.0 | Main |
| Living Room | Cathedral Ceiling,Fireplace,Hardwood Floor | 14.0 x 16.0 | Main |
| Office | 7.0 x 9.0 | Lower | |
| Primary Bedroom | Full Bath,Sliders,Walk-In Closet,Wall/Wall Carpet | 14.0 x 16.0 | Main |
| Sun Room | Hardwood Floor | 9.0 x 12.0 | Main |
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $909 | $909 | $909 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,394 | $3,480 | $4,577 |
| Total Monthly Payment | $4,395 | $4,481 | $5,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.