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Charming light-filled seasonal cottage in Hammond Acres, just a five minute stroll to Hammond Pond. With 3 bedrooms, 1 bath, and an open kitchen/living area this adorable cottage lives large. Exposed beams and wide pine flooring add to the aesthetic. The screened porch looks out on the expansive private lot offering the perfect space for relaxation on warm summer evenings. Hammond Acres is a friendly, cooperative, inclusive community located just 10 minutes to Williamsburg center. The Pond is delightful and quiet, motor boats are not permitted making this a tranquil body of water for fishing, swimming and kayaking. The community offers a 9-hole chip and putt golf course, a tennis court, sandy beach, and a rentable barn for gatherings, large or small. Just an hour to the Berkshires, 90 minutes to Boston, and 3 hours to New York City this cottage is the perfect getaway for enjoying old-fashioned living by the water. Sold mostly furnished. Open House, Sunday, July 12th, 11 am to 1 pm.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Wood | First |
| Bedroom 3 | Flooring - Wood | First |
| Kitchen | Flooring - Wood, Dining Area, Pantry, Exterior Access | First |
| Laundry | Washer Hookup | |
| Living Room | Wood / Coal / Pellet Stove, Beamed Ceilings, Flooring - Wood, Exterior Access | First |
| Master Bedroom | Flooring - Wood | First |
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $179 | $179 | $179 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $958 | $1,010 | $1,328 |
| Total Monthly Payment | $1,212 | $1,264 | $1,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.