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Welcome to this one-owner brick ranch in Pickens, offering over 2, 000 square feet of living space on nearly 4 beautiful acres. Built in 1978 and lovingly maintained by the same family ever since, this solidly constructed home is ready for its next chapter. Inside, you'll find three spacious bedrooms, two full bathrooms, and a massive great room featuring soaring picture windows that fill the space with natural light while showcasing peaceful views of the property. A propane fireplace adds warmth and charm, creating the perfect gathering space. The home offers tremendous potential for updating and personalization while providing excellent bones and quality construction. The full unfinished walkout basement is already plumbed for a future bathroom, making, it ideal for expansion. It also includes a single-car garage door for easy access, a wood-burning fireplace that's perfect for adding a wood stove to help reduce heating costs, and endless possibilities for additional living space, a workshop, or storage. Step outside to enjoy the expansive deck, complete with its own wood-burning fireplace, an inviting space for entertaining or relaxing year-round while taking in the surrounding countryside. An added bonus is the second septic system already in place, offering the potential for a second home, guest house, or future expansion, subject to applicable approvals. With nearly 4 acres, solid brick construction, generous room sizes, and unlimited possibilities, this rare property is the perfect opportunity to create your dream home while enjoying privacy, space, and the charm of country living. Homes with this much potential, acreage, and infrastructure rarely come along, don't miss your chance to make it your own.
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Our Executive Mortgage Banker:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $61 | $61 | $61 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,036 | $2,147 | $2,801 |
| Total Monthly Payment | $2,172 | $2,283 | $2,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.