43 Montgomery Street, Goshen, NY, 10924 | $520,000

Welcome to 43 Montgomery Street—a beautifully renovated, move-in ready Colonial in mint condition on one of the Village of Goshen's most sought-after streets. Ideally located in the heart of the village, this exceptional home is just a short walk to downtown restaurants, shops, parks, the library, banks, post office, bus stop for NYC commuters, and highly regarded Goshen Schools. Completely rebuilt from the studs in 2011, this home offers the perfect combination of timeless charm and modern peace of mind. Major renovations included new electrical, plumbing, mechanical systems, roof, insulation, sheetrock, and more. Recent improvements include a new hot water heater (2024), professionally serviced furnace (2026), updated appliances, central air conditioning, a whole-house generator transfer switch, and a new K copper water service line from the street to the home—eliminating any lead water line concerns. Inside, you'll find gleaming hardwood floors throughout the home, with the exception of the spacious primary bedroom, which features neutral carpeting for added comfort. The primary bedroom also offers a generous walk-in closet. The beautifully updated bathrooms feature a luxurious vanity and a stunning glass-enclosed shower. The home has been tastefully painted throughout with premium Benjamin Moore® paints, showcasing the pride of ownership and meticulous attention to detail that make this home truly turnkey. Relax on the inviting lemonade front porch or entertain in the private, professionally landscaped backyard featuring a low-maintenance Trex® deck—perfect for outdoor dining, entertaining, or simply unwinding. The freestanding two-car detached garage, built in 2013, is a rare bonus, complete with its own electrical service, separate side entrance, and a walk-up attic offering exceptional storage or workshop potential. A clean, dry basement and an additional walk-up attic in the home provide even more valuable storage space. Located on one of Goshen's most beloved streets—known for its festive Halloween trick-or-treating and welcoming neighborhood atmosphere—this is a rare opportunity to own a meticulously maintained home where every major update has already been completed. Whether you're looking for a walkable village lifestyle or a convenient commute to New York City, 43 Montgomery Street offers the perfect blend of luxury, convenience, timeless character, and exceptional craftsmanship. 3D tour available in listing.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, In Bathroom, Washer Hookup
  • Style: Colonial
  • Year Built: 1911
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Full, Walk-Out Access
  • Approx Sq. Feet: 1,656
  • Acreage: 0.16
  • Est. Taxes: $9,224
  • Elem. School: Scotchtown Avenue
  • Middle School: C J Hooker Middle School
  • High School: Goshen Central High School
  • School District: Goshen
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Oven, Range, Refrigerator, Washer
  • MLS#: 1022563
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1022563/43montgomerystreet_goshen_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RMB & Associates   Phone: 845-380-4922

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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43 Montgomery Street, Goshen, NY, 10924

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $769 $769 $769
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,528 $2,627 $3,455
Total Monthly Payment $3,389 $3,488 $4,316

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.