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Welcome to 3 Spruce Circle, a spacious and beautifully maintained home set on an impressive . 70-acre property offering the perfect blend of privacy, comfort, and modern updates. Featuring 4 bedrooms, 2. 5 bathrooms, a dedicated office that could function as a 5th bedroom and multiple living spaces. This home is designed to accommodate today's lifestyle with room to grow, entertain, and relax. A welcoming entry foyer introduces a thoughtfully designed floor plan that includes hardwood floors throughout, a formal dining room, multiple living areas and an expansive eat-in kitchen that serves as the heart of the home. Complete with a large granite center island, an oversized pantry, stainless steel appliances, a propane gas cooktop, and abundant cabinetry, the kitchen is ideal for both everyday living and hosting family and friends. The second floor features four spacious bedrooms, including an expansive primary suite that serves as a true retreat with a private ensuite bathroom, his-and-her closets, an oversized walk-in closet, and a private deck with stairs down overlooking the peaceful backyard. Also located upstairs is a generous bonus space that can easily serve as a fifth bedroom while still providing room for a dedicated home office, playroom, or flex space to suit your needs. The upstairs main bathroom was beautifully renovated in 2026, completing the level with modern style and functionality. Step outside to enjoy the expansive backyard, where nearly three-quarters of an acre provides exceptional privacy and endless possibilities. A large wood deck, second-story deck and covered deck on the side of the house create the perfect setting for outdoor entertaining, morning coffee, or simply enjoying the tranquil surroundings. The PVC-fenced yard offers plenty of space for recreation, gardening, or future outdoor amenities. Additional updates provide peace of mind, including central air conditioning installed in 2023, a new oil burner in 2024, and a roof that is approximately five years old. An oversized two-car garage and a partial basement offer abundant storage and future potential. Offering generous living space, quality updates, and an exceptional property, 3 Spruce Circle is a wonderful opportunity to own a home that combines comfort, functionality, and privacy in a convenient Farmingville location.
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Our Executive Mortgage Banker:
$774,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $619,999 | $619,999 | $619,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $1,369 | $1,369 | $1,369 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,915 | $5,107 |
| Total Monthly Payment | $5,174 | $5,376 | $6,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.