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A trio of hand-carved bears welcome you to this Single-level Contemporary style Lake Hartwell waterfront home with three bedrooms and two full bathrooms. Situated in a tranquil cove adjacent to the Seneca River tributary, the lot features a gentle slope leading to the water and a light pole installed on the shoreline. The backyard has recently been fenced. Inside, you will discover hardwood and ceramic floors, vaulted ceilings, and a masonry wood-burning fireplace. The interior maintains a neutral color scheme. The main hall bathroom boasts an elegant tile walk-in shower. The master bedroom is characterized by an asymmetrical vaulted ceiling, a walk-in closet, and expansive sliding doors that lead to the screened porch and deck. Additional amenities include both a breakfast area and a formal dining room, a spacious deck that extends the entire length of the home along the lakefront, a gazebo, and an attached two-car garage. Notably, the property features a large fire pit on the right side of the front yard. Located in Shenandoah, this established lakefront community offers charming homes without an HOA. The property is situated in the yellow zone, which prohibits the installation of a dock. However, a public boat ramp, Townville Boat Ramp, is conveniently located approximately one mile away from the home (as evidenced by the accompanying photographs). This presents an exceptional opportunity to acquire a lakefront property for under $500, 000.
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Our Executive Mortgage Banker:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $155 | $155 | $155 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,965 |
| Total Monthly Payment | $2,386 | $2,503 | $3,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.