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This well-maintained home sits atop Simpkins Drive on a quiet, sidewalk lined street close to schools, shopping, and dining. From the 31' x 14' Trex deck, you can enjoy seasonal views of the Farmington mountains. The level yard is easy to care for and features mature blackberry and raspberry bushes. Inside, the main floor offers hardwood floors, a kitchen with granite countertops, tile backsplash, and updated appliances, plus custom built-in bookcases for added character. A main floor woodstove heats the home efficiently, complemented by two LG ductless Mini split heat pumps for year-round comfort. The finished basement provides additional living space and includes a second woodstove. Recent updates include new roof and water heater (2026); remodeled upstairs bathroom with freshly painted bedrooms and stairwell (2026); Trex deck with TrexPro warranty (2024); updated kitchen appliances and newer dishwasher (2024); granite counters, backsplash, and hardwood floors (2019); GE 200A generator hookup (2020); gutter guards, sealed driveway, updated plumbing valves and piping; and a refreshed shed with newer windows, doors, and vents. Sellers reserve the right to accept an offer at any time, with or without a deadline. Re: rooms sizes: While neither source should be considered exact, the rooms dimensions listed in MLS appear to be more representative of the actual room sizes. The floor plans measurements are approximate and may vary from the true -- dimensions. These systems are deemed reliable but not guaranteed. Showing times are limited re: to work schedules. Sellers are family related to listing agent.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.6 x 10.1 | Main |
| Bedroom 2 | Hardwood Floor | 13.1 x 21.3 | Upper |
| Dining Room | Wood Stove,Hardwood Floor | 11.4 x 14.1 | Main |
| Full Bath | Remodeled | 7.1 x 7.1 | Upper |
| Full Bath | Tile Floor | 7.1 x 7.1 | Main |
| Kitchen | Breakfast Bar,Granite Counters,Hardwood Floor | 11.1 x 14.4 | Main |
| Living Room | Book Shelves,Fireplace,Hardwood Floor | 11.8 x 15.4 | Main |
| Other | 9.0 x 9.1 | Main | |
| Other | Wall/Wall Carpet | 21.1 x 13.3 | Lower |
| Primary Bedroom | Hardwood Floor | 11.1 x 21.3 | Upper |
| Rec/Play Room | Wet Bar,Fireplace,Wood Stove | 21.1 x 14.5 | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $572 | $572 | $572 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,138 | $2,222 | $2,922 |
| Total Monthly Payment | $2,785 | $2,869 | $3,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.