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UPGRADES GALORE & COMPLETELY MOVE-IN READY! Welcome to this beautifully updated Montgomery Model Villa in the highly desirable Friendship Colony neighborhood of On Top of the World, Ocala's premier gated 55+ golf community. Combining modern upgrades with easy, maintenance-friendly living, this spacious 2-bedroom, 2-bath villa with a 2-car garage is ready for you to simply move in and start enjoying Florida's active adult lifestyle. Major improvements provide peace of mind for years to come, including a 2023 HVAC, 2021 ROOF, energy-efficient windows (2011) with transferable warranty, updated plumbing with all water lines relocated to the attic, and an inviting birdcage enclosure perfect for outdoor relaxation. Exceptional curb appeal begins with custom stacked-stone landscaping and a welcoming covered front porch—an ideal spot to enjoy your morning coffee or unwind in the evening while taking in the peaceful, tree-lined street. Inside, you'll appreciate the bright, open floor plan featuring attractive laminate flooring and a solar tube that fills the Great Room with natural light. The thoughtfully designed split-bedroom layout offers privacy for both homeowners and guests. The guest bedroom is conveniently located at the front of the home, adjacent to a beautifully remodeled guest bath featuring a custom tiled step-in shower with glass enclosure, updated vanity, and comfort-height toilet. The private owner's suite is tucked away at the rear of the home and includes a spacious walk-in closet and an updated en-suite bath with a new vanity, glass-enclosed shower, and comfort-height toilet. The heart of this home is the stunning, fully remodeled kitchen! Every cabinet has been replaced with upgraded soft-close cabinetry featuring convenient pan drawers, complemented by a deep sink, brand-new stainless-steel appliances, updated lighting, and abundant storage—creating a space that's as functional as it is beautiful. The kitchen flows seamlessly into the family room, making it perfect for entertaining family and friends. Just beyond, the fully finished Florida Room offers additional year-round living space with no step-down, making it easily accessible and ideal for relaxing, hobbies, or entertaining. Expansive picture windows provide abundant natural light while overlooking the spacious birdcage and patio—perfect for grilling, dining outdoors, or simply enjoying Florida's beautiful weather. If you've been searching for a meticulously updated, truly move-in-ready home with all the major improvements already completed, this exceptional villa offers the carefree lifestyle you've been waiting for in one of Ocala's most sought-after active adult communities. The monthly HOA fee includes basic cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; four pools (3 outside (1 is BRAND NEW) & 1 inside), two state of the art fitness centers, pickleball, billiards, archery range, multiple dog parks, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$209,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $167,920 | $167,920 | $167,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $191 | $191 | $191 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,006 | $1,060 | $1,394 |
| Total Monthly Payment | $1,272 | $1,326 | $1,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.