9256 SW 82ND TERRACE, #E, Ocala, FL, 34481 | $209,900

UPGRADES GALORE & COMPLETELY MOVE-IN READY! Welcome to this beautifully updated Montgomery Model Villa in the highly desirable Friendship Colony neighborhood of On Top of the World, Ocala's premier gated 55+ golf community. Combining modern upgrades with easy, maintenance-friendly living, this spacious 2-bedroom, 2-bath villa with a 2-car garage is ready for you to simply move in and start enjoying Florida's active adult lifestyle. Major improvements provide peace of mind for years to come, including a 2023 HVAC, 2021 ROOF, energy-efficient windows (2011) with transferable warranty, updated plumbing with all water lines relocated to the attic, and an inviting birdcage enclosure perfect for outdoor relaxation. Exceptional curb appeal begins with custom stacked-stone landscaping and a welcoming covered front porch—an ideal spot to enjoy your morning coffee or unwind in the evening while taking in the peaceful, tree-lined street. Inside, you'll appreciate the bright, open floor plan featuring attractive laminate flooring and a solar tube that fills the Great Room with natural light. The thoughtfully designed split-bedroom layout offers privacy for both homeowners and guests. The guest bedroom is conveniently located at the front of the home, adjacent to a beautifully remodeled guest bath featuring a custom tiled step-in shower with glass enclosure, updated vanity, and comfort-height toilet. The private owner's suite is tucked away at the rear of the home and includes a spacious walk-in closet and an updated en-suite bath with a new vanity, glass-enclosed shower, and comfort-height toilet. The heart of this home is the stunning, fully remodeled kitchen! Every cabinet has been replaced with upgraded soft-close cabinetry featuring convenient pan drawers, complemented by a deep sink, brand-new stainless-steel appliances, updated lighting, and abundant storage—creating a space that's as functional as it is beautiful. The kitchen flows seamlessly into the family room, making it perfect for entertaining family and friends. Just beyond, the fully finished Florida Room offers additional year-round living space with no step-down, making it easily accessible and ideal for relaxing, hobbies, or entertaining. Expansive picture windows provide abundant natural light while overlooking the spacious birdcage and patio—perfect for grilling, dining outdoors, or simply enjoying Florida's beautiful weather. If you've been searching for a meticulously updated, truly move-in-ready home with all the major improvements already completed, this exceptional villa offers the carefree lifestyle you've been waiting for in one of Ocala's most sought-after active adult communities. The monthly HOA fee includes basic cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; four pools (3 outside (1 is BRAND NEW) & 1 inside), two state of the art fitness centers, pickleball, billiards, archery range, multiple dog parks, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers.

Features

  • Amenities: Basketball Court, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1988
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Off Street
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,409
  • Acreage: 0.05
  • Est. Taxes: $2,294
  • HOA Fee: $494 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM727883
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM727883/9256sw82ndterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 10:17:37 PM)
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S   Phone: 352-479-0123

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9256 SW 82ND TERRACE, #E, Ocala, FL, 34481

$209,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $167,920 $167,920 $167,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $191 $191 $191
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,006 $1,060 $1,394
Total Monthly Payment $1,272 $1,326 $1,660

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.