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Welcome to 433 Highland Drive in Waterbury's desirable Town Plot neighborhood! This spacious home offers 3 bedrooms on the main level plus a flexible room perfect as a 4th bedroom, office, or playroom. The main level also features 1. 5 baths, including a full bath with a whirlpool tub, a large living room with a wood-burning fireplace, an oversized dining room, and a spacious eat-in kitchen. The fully finished lower level has its own private entrance and offers excellent in-law or multi-generational living potential with a second kitchen, large family room with a wood-burning fireplace, 1. 5 baths, and two additional finished rooms-one ideal as a bedroom and the other perfect for a gym, office, or guest room. Enjoy a level backyard with plenty of space for entertaining, gardening, or play. Conveniently located near schools, golf course, shopping, restaurants, and major highways, this versatile home offers space, comfort, and endless possibilities. Sale is subject to Probate Court approval. Listing agent is a co-fiduciary. Seller is The Estate of Radjindre Sharma Soekha and The Estate of Poernawatie Soekha. Subject to Probate Court approval. Listing agent is the co-fiduciary for both estates.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Dining Room | Tile Floor | Main |
| Eat-In Kitchen | Double-Sink,Fireplace | Lower |
| Full Bath | Stall Shower,Whirlpool Tub | Main |
| Full Bath | Stall Shower | Lower |
| Half Bath | Tile Floor | Main |
| Half Bath | Lower | |
| Kitchen | Granite Counters,Tile Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Living Room | Ceiling Fan,Tile Floor | Lower |
| Other | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,999 | $351,999 | $351,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $722 | $722 | $722 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,108 | $2,223 | $2,900 |
| Total Monthly Payment | $2,905 | $3,020 | $3,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.