398 Wales CT, Marco Island, FL, 34145 | $1,750,000

Welcome to your own slice of paradise, where swaying palms, sparkling waterways, and luxurious coastal living come together in perfect harmony. This stunning waterfront residence has been completely reimagined from top to bottom, creating a sophisticated island retreat that feels like a private resort while offering all the comforts of home. Designed with effortless indoor-outdoor living in mind, this beautifully renovated four-bedroom, three-and-a-half-bath home features an open, sun-filled floor plan ideal for entertaining or simply embracing the relaxed Marco Island lifestyle. Elegant marble flooring flows throughout, while walls of glass invite natural light and tranquil water views inside. The spectacular designer kitchen, completed in 2022, is the heart of the home, showcasing custom cabinetry, granite countertops, premium appliances, abundant storage, and a charming breakfast nook--the perfect place to enjoy your morning coffee before a day on the water. The serene owner's suite offers a peaceful sanctuary, while three spacious guest bedrooms provide luxurious accommodations for family and friends. Beautifully renovated baths feature designer cabinetry, granite countertops, custom showers, and refined finishes that elevate every space. Outside, your tropical oasis awaits. Lounge beside the new (2022) pool with its inviting tanning ledge, soak up the Florida sunshine, or unwind beneath the palms as boats drift by along the picturesque long canal views. With a newer 100-foot seawall (2016), spacious dock, and Gulf access, this home is perfectly suited for boating enthusiasts eager to explore Marco Island's world-class waterways, hidden coves, waterfront restaurants, and breathtaking sunsets. Completed in 2022, major upgrades--including a new metal roof, impact-resistant windows and doors, garage door, and air conditioning system--provide exceptional peace of mind while complementing the home's timeless coastal elegance. Beyond its beauty, this exceptional property has also proven itself as a highly successful vacation rental, delivering strong rental performance and consistent guest demand since its complete renovation. Whether you're seeking a luxurious personal retreat, an income-producing investment, or the perfect combination of both, this home offers an outstanding opportunity to enjoy the very best of the Marco Island lifestyle while benefiting from its established rental history. Ideally located in the heart of Marco Island, you're just minutes from sugar-white beaches, boutique shopping, waterfront dining, marinas, golf, and everything that makes island living feel like a permanent vacation. Whether you're searching for a luxurious full-time residence, an elegant seasonal escape, or the ultimate waterfront lifestyle investment, this exceptional home invites you to slow down, breathe deeply, and experience paradise every single day.

Features

  • Amenities: None
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: 1 Story/Ranch,Contemporary
  • Development: MARCO ISLAND
  • Year Built: 1989
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,933
  • Acreage: 0.36
  • Est. Taxes: $12,102
  • Lot Desc: Corner
  • View: Canal,Landscaped Area,Water
  • Community Type: No Subdivision
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Composite Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226025238
  • Website: https://www.raveis.com
    /eprop/226025238/398walesct_marcoisland_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

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398 Wales CT, Marco Island, FL, 34145

$1,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,400,000 $1,400,000 $1,400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.157% 6.203%
Monthly Tax Payment $1,009 $1,009 $1,009
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,170 $8,394 $11,814
Total Monthly Payment $9,303 $9,527 $12,947

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.