9045 RIDGE ROAD, Seminole, FL, 33772 | $585,000

Classic charm meets modern convenience in this beautifully updated Seminole pool home, where every major improvement has already been completed and every space has been thoughtfully designed for comfortable Florida living. Meticulously maintained and tastefully renovated over the years, this 3-bedroom, 2-bath residence offers 1, 524 square feet of inviting living space that blends timeless character with today's most sought-after features. Warm hardwood floors welcome you into the light-filled living areas, creating an inviting flow that leads to the heart of the home—a beautifully remodeled kitchen featuring custom shaker cabinetry, granite countertops, stainless steel appliances, a subway tile backsplash, abundant storage, and a spacious island perfect for gathering with family and friends. Beautifully updated bathrooms, fresh interior paint, and custom window shutters throughout further enhance the home's clean, timeless aesthetic. Beyond the cosmetic updates, this home offers the confidence that comes with extensive improvements already in place, including a dimensional shingle roof (2024), updated electrical panel (2024), automated irrigation system with a dedicated well, A/C and ductwork (2017), water heater (2019), new rain gutters (2026), an updated screened in pool enclosure (2021), updated double-paned windows, and beautiful paver decking surrounding the pool (2021). Designed for year-round enjoyment, the screened lanai and sparkling pool create the perfect setting for quiet mornings, weekend barbecues, or relaxing after a day at the beach. The updated paver patio offers plenty of room for outdoor dining and entertaining, while the fully fenced backyard provides both privacy and comfort. The location is just as impressive. Situated in desirable Flood Zone X, where flood insurance is not currently required, the home places you just minutes from some of Pinellas County's best amenities. Everyday conveniences—including Publix, Fresh Market, Aldi, and Seminole City Center—are all within approximately two miles. Seminole City Center offers an exceptional mix of shopping, restaurants, entertainment, and year-round community events, while nearby Lake Seminole Park, Walsingham Park, Millennium Park, Seminole City Park, and the Pinellas Trail provide endless opportunities to enjoy the outdoors. St. Petersburg College and the Seminole Recreation Center are within walking or biking distance, and the award-winning Gulf beaches are only about a 10-minute drive away. Convenient access to the Gateway Expressway, Ulmerton Road, and I-275 makes commuting throughout Tampa Bay simple. Beautifully updated, exceptionally maintained, and ideally positioned in one of Seminole's most desirable locations, this home offers more than modern finishes and quality improvements—it offers a lifestyle defined by convenience, comfort, and the very best of Florida living!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 73 x 100
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1968
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,524
  • Acreage: 0.17
  • Lot Size: 73 x 100
  • Est. Taxes: $2,077
  • Lot Desc: In County, Sidewalk
  • View: Pool
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pool: Gunite, In Ground, Pool Sweep, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Softener
  • MLS#: TB8525557
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8525557/9045ridgeroad_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/8/2026 12:15:12 AM)
Listing courtesy of ARK REALTY   Phone: 813-679-7717

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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9045 RIDGE ROAD, Seminole, FL, 33772

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $173 $173 $173
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,803 $2,955 $3,886
Total Monthly Payment $3,068 $3,220 $4,151

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.