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Your Opportunity to Live in Pearl River! – 27 Harding Street Don't miss this chance to own a charming Cape-style home in the heart of Pearl River! This 5-bedroom, 2-bath home offers incredible space and versatility, perfect for anyone looking for extra room. Freshly painted and cleaned. Parking for up to 5 cars, Step inside to find a cozy living area with ample space for relaxation. 2 Bedrooms and large eat in kitchen with a full bathroom on the first floor. 3 Bedrooms on the second floor. The full basement includes a dedicated laundry area, adding to the home’s convenience. Can be used for storage. One of the standout features of this property is the HUGE backyard - a rare find in this area! Whether you envision hosting gatherings, creating a garden oasis, or simply enjoying outdoor living, this backyard provides endless possibilities. Additional highlights include off-street parking, easy access to shopping, dining, and top-rated Pearl River schools, plus a convenient commute to NYC with the train right in town! Don't miss out—schedule a showing today and make 27 Harding Street your new home! Must have good credit Pets on a case my case decision by owner. Award winning Pearl River School District.
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Our Executive Mortgage Banker:
$3,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,800 | $2,800 | $2,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $17 | $18 | $23 |
| Total Monthly Payment | $92 | $93 | $98 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.