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Discover the perfect opportunity to own 5. 68± acres with excellent recreational opportunities and an ideal homesite at 238 Cold Springs Road, Modoc, SC, in historic Edgefield County. Offering approximately half wooded acreage and half open yard/pasture, this tract provides a versatile setting for a homesite, weekend retreat, or hunting getaway. For outdoor enthusiasts, this property is a true gem. A mature buck has been captured on trail camera, and the area is home to abundant deer and wild turkey. With Sumter National Forest just down the road, you'll have access to thousands of acres for hunting, hiking, and exploring. Lake Thurmond/Clarks Hill is also just a short drive away, offering outstanding fishing, boating, and water recreation. The property has been in the same family for over 100 years and features an old home that is being sold as-is, with no value assigned to the structure. While the home is not considered livable, it could serve as storage or even be repurposed as a unique deer stand. An old well is also located on the property, though its condition is unknown. Conveniently located, the property is approximately: 20 minutes to Edgefield 40 minutes to North Augusta 45 minutes to Augusta Whether you're looking for a recreational tract, a future homesite, or a peaceful escape in the country, this unique property offers endless possibilities in a desirable rural location.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $60,000 | $60,000 | $60,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $359 | $379 | $494 |
| Total Monthly Payment | $434 | $454 | $569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.