12771 SE 92ND TERRACE, Summerfield, FL, 34491 | $284,900

Move-In Ready and Absolutely Stunning! This beautifully updated 2-bedroom, 2-bath home with a spacious Florida room under heat and air has been meticulously maintained and is truly a showcase of pride of ownership. Exceptionally cared for making this an easy transition to your Florida lifestyle.
The bright, open floor plan features a light-filled front kitchen, a spacious living room, and a cozy Florida room with two sets of sliding glass doors featuring enclosed blinds
From the moment you arrive, you’ll appreciate the inviting front porch and the professionally painted, flaked, and sealed driveway and sidewalk, which have been regularly maintained. A Hide-A-Screen front door allows you to enjoy Florida’s beautiful breezes.
The interior, including the garage, was professionally painted in decorator colors Luxury vinyl plank flooring was installed throughout the home, with three extra cartons included for future use if needed
The beautifully updated kitchen features granite countertops, stainless steel appliances, recessed LED lighting with dimmers, and convenient roll-out cabinet drawers.
Both bathrooms have been thoughtfully updated with new faucets and shower heads and comfort-height toilets.
The low-maintenance exterior is beautifully landscaped with decorative curbing and stone accents. Additional improvements include updated underground wiring, socket, and sensor for the lamp post.
Major updates include:
• New HVAC system (May 2025)
• New roof (April 2021)
• Stainless steel kitchen appliances (2024)
• Granite countertops (2020)
• Water heater (2016)
The immaculate garage is finished with drywall, a professionally painted, flaked, and sealed floor, updated screens and kickplates, a new garage door opener (December 2024), and bright LED lighting. Additional improvements include newer smoke detectors, LED kitchen lighting, updated light switches throughout most of the home, and an LED front porch light with timer.
This exceptional home is truly move-in ready, offering quality upgrades, modern finishes, and meticulous maintenance throughout.
Located in the award-winning, gated Del Webb Spruce Creek Golf & Country Club, this premier 55+ community of approximately 3, 250 homes offers an unmatched active lifestyle with more than 70 clubs and activities, three pools, three spas, a clubhouse, fitness center, four 9-hole golf courses, 12 LIGHTED PICKLEBALL COURTS, seven LIGHTED TENNIS COURTS, bocce, shuffleboard, sand and water volleyball, scenic walking paths, Lake Vista Gazebo, pavilions, and the popular on-site Liberty Grille restaurant. The community’s signature tree-lined boulevard creates a beautiful setting you’ll enjoy every day.
This is your opportunity to own a meticulously maintained, move-in-ready home in one of Central Florida’s premier active adult communities. Schedule your private showing today and start living your best life!

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Pickleball Court(s), Pool, Recreation Facilities
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 97 x 94
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,147
  • Acreage: 0.21
  • Lot Size: 97 x 94
  • Est. Taxes: $2,062
  • HOA Fee: $214 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM727635
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM727635/12771se92ndterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 3:06:52 AM)
Listing courtesy of SELLSTATE NGR- SUMMERFIELD   Phone: 352-387-2383

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12771 SE 92ND TERRACE, Summerfield, FL, 34491

$284,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $227,920 $227,920 $227,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $172 $172 $172
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,365 $1,439 $1,877
Total Monthly Payment $1,612 $1,686 $2,124

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.