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Tucked away at the end of a quiet street, this charming home offers the perfect blend of privacy, comfort, and convenience—all at a price that's ideal for first-time buyers, downsizing, or savvy investors. This lovingly upgraded home is walking distance from Otisville Veterans Park, delis, and post office, and only a five-minute drive to the train station. Step inside and you'll find a thoughtfully updated interior with features that make everyday living feel effortless. The bright dine-in kitchen boasts a generous breakfast bar, double sink, hood vent, oven, a brand-new kitchen floor, and a skylight that fills the space with natural brightness. The cozy living area is enhanced with a modern projector and screen, creating the perfect setup for movie nights at home. Enjoy year-round comfort with two wall-mounted A/C units that efficiently cool the entire house. Unwind in the full bathroom with a relaxing bathtub, or sip your morning coffee on the covered front porch while taking in the peaceful surroundings. Outside, you'll appreciate the spacious driveway with ample parking, a private lawn with room to relax or entertain, and the quiet setting at the end of the street that offers a welcome sense of seclusion rarely found at this price point. Whether you're searching for an affordable starter home, a weekend retreat, or a property with excellent short-term rental potential, this home checks all the boxes. Cute, comfortable, move-in ready, and priced to sell—don't miss this hidden gem!
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Our Executive Mortgage Banker:
$205,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $164,720 | $164,720 | $164,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.279% | 6.650% | 5.992% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,001 | $1,041 | $1,368 |
| Total Monthly Payment | $1,416 | $1,456 | $1,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.