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Tucked into a quiet Ridgeland pocket, this refreshed three-bedroom, two-bathroom home invites you to unpack your bags and simply exhale. At roughly twelve hundred square feet, it strikes that satisfying balance between cozy and comfortable - big enough to host, small enough to actually keep tidy. The updates here do plenty of the talking. Gleaming quartz counters anchor a kitchen fitted with brand-new appliances, giving you every reason to try that recipe you've been saving. Fresh interior paint brightens each room, plush new carpet softens each room, and a new roof overhead means one less thing crowding your worry list for years to come. The layout keeps daily life easy and flowing, with the primary bedroom offering a restful place to retreat after a long day. Whether you're a first-time buyer, a downsizer, or someone who appreciates a home that's genuinely move-in ready, this one checks the boxes without demanding a weekend of projects. Location sweetens the deal considerably. Blue Heron Nature Center sits just up the road, perfect for enjoying nature and birdwatching, while downtown Ridgeland's shops and eateries are nearby. The nearby Polaris Tech Charter School is convenient, and the surrounding Lowcountry scenery delivers that unmistakable Southern charm at every turn. Affordable, updated, and ready when you are - homes this polished and this practical rarely linger long. Come see it before someone else claims the keys.
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Our Executive Mortgage Banker:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,460 | $1,904 |
| Total Monthly Payment | $1,460 | $1,535 | $1,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.