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Set on an oversized corner lot in the City of Beacon, this 3-bedroom, 1. 5-bath Colonial blends timeless craftsmanship with thoughtful updates. Buyers searching in Beacon for a home with an updated kitchen, hardwood floors, large walk-up attic with lots of potential, a large front porch, oversized yard, 2 bay garage, and a full basement will appreciate the character and versatility this home offers. Inside, rich wood trim, decorative columns, and large windows create warm, inviting living spaces filled with natural light, while the covered front porch provides an ideal extension of the home's living area. The walk-through kitchen features granite countertops, stainless steel appliances, and an adjoining dining area, offering both style and functionality. Upstairs are three comfortable bedrooms and a full bath, along with one of the home's standout features: a large walk-up attic with tremendous potential. A full unfinished basement offers even more flexibility for storage. Recent improvements include full exterior painting in 2026, new heat pump and mini splits for heating and cooling, 220-amp electrical service installed in 2020 with updated electrical outlets, and the roof is approximately 10 years old. Outside, the oversized corner lot provides generous green space, a detached 2 bay garage, and plenty of room to enjoy outdoor living, gardening, or entertaining. Conveniently located near Beacon's Main Street, Metro-North train station, schools, parks, shopping, restaurants, and major commuter routes, this property offers easy access to everything that makes Beacon one of the Hudson Valley's most sought-after communities.
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Our Executive Mortgage Banker:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $1,627 | $1,627 | $1,627 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,157 | $4,119 |
| Total Monthly Payment | $4,714 | $4,876 | $5,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.