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Maximize your lifestyle footprint at 31 Holbrook Road, a substantial 4-bedroom, 1. 5-bath Hi-Ranch engineered for modern flexibility, multi-generational living, and seamless digital connectivity in a highly convenient Centereach location. Boasting excellent curb appeal and an inviting front entry, the classic architectural profile opens into a bright, fluid main living area anchored by rich hardwood flooring that runs throughout the upper floor. The main level flows effortlessly into a functional kitchen and dining space before transitioning to three well-proportioned bedrooms and a full bath, offering a quiet retreat from the primary living zones. Downstairs, the full, finished lower level represents a massive structural asset, featuring an expansive, wide-open floor plan with clear mother/daughter potential or extended living space, complete with a fourth bedroom, a convenient half bath, and effortless indoor-outdoor integration via sliding glass doors that lead directly to the grade. Outside, the flat, fully fenced backyard serves as a private, secure canvas for outdoor entertaining, recreation, or strategic landscape design. Positioned in a prime, highly connected pocket, this property offers rapid access to major transit corridors, public transportation, and a robust inventory of local retail, dining, schools, and parks, delivering the perfect balance of space, comfort, and adaptability for today's market.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $743 | $743 | $743 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,253 | $3,430 | $4,511 |
| Total Monthly Payment | $4,088 | $4,265 | $5,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.