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Welcome to this beautifully maintained Seagate-built block home (Worthington II), completed in 2019 and located in desirable Palm Coast. Offering 4 bedrooms plus a den/office that could easily serve as a potential 5th bedroom. Step inside to a wonderful open layout featuring high ceilings, abundant natural light, and a seamless flow between the main living, dining, and kitchen areas. The kitchen is both stylish and functional, showcasing white cabinetry, granite countertops, stainless steel appliances, and a huge kitchen bar perfect for gathering, entertaining, or everyday living. Wood-look tile flooring runs throughout the main living areas and most of the home, with carpet in only two bedrooms. The thoughtful split-bedroom floor plan offers privacy, while three full bathrooms provide convenience for family, guests, or future pool plans. Enjoy Florida living year-round from the screened-in patio, ideal for relaxing or entertaining, with an additional paver patio extending into the fully fenced backyard. The yard also includes a storage shed for added convenience. One of the full baths is designed to function as a pool bath, making this home an excellent option for anyone considering adding a pool in the future. Meticulously cared for and move-in ready, this home combines quality construction, functional design, and indoor-outdoor living in one of Palm Coast’s most convenient locations. A rare opportunity to own a newer, well-maintained home with space, flexibility, and future pool potential!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,090 | $2,172 | $2,856 |
| Total Monthly Payment | $2,469 | $2,551 | $3,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.