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Welcome to this charming 1950s brick ranch nestled on a quiet dead-end street in the desirable Colonial Heights neighborhood of Yonkers. Offering a wonderful opportunity to create the home of your dreams, this well-built residence combines classic character, a convenient location, and endless potential to build equity. The sun-filled main level features a spacious living room, formal dining room, generously sized kitchen, comfortable primary bedroom, second bedroom, and a full hall bathroom. The semi-finished lower level expands the living space with a large family room, an additional full bathroom, direct access to the attached garage, and a walkout to the backyard, providing flexibility for recreation, entertaining, or future customization. Outdoor living is equally inviting with a main-level patio, enclosed covered patios perfect for enjoying the seasons, ample off-street parking, and a private setting rarely found in such a convenient location. While the home is ready for updates and your personal vision, it presents an exceptional opportunity to transform a solid home into something truly special. Colonial Heights is one of Yonkers' most sought-after neighborhoods, appreciated for its tree-lined streets, strong sense of community, and easy access to everything. Enjoy nearby parks and recreation, including Tibbetts Brook Park, as well as shopping, dining, schools, and neighborhood conveniences. Commuters will appreciate the close proximity to the Bronx River Parkway, New York State Thruway, Cross County Parkway, Metro-North train service, and express bus routes, making travel throughout Westchester and into Manhattan remarkably convenient. Whether you're a first-time buyer, downsizer, or investor looking for your next project, this charming ranch offers an outstanding opportunity to create lasting value in an exceptional location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $141 | $141 | $141 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,995 | $3,157 | $4,119 |
| Total Monthly Payment | $3,228 | $3,390 | $4,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.