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404 LAUREL LANE, Palm Harbor, FL, 34683 | $1,150,000
Virtually Staged. Welcome to your own slice of paradise in the charming coastal town of Ozona, Florida! This beautifully updated ranch style waterfront home offers the Florida lifestyle you've been dreaming of, complete with stunning water views, a private, composite boat dock with a 9, 000 lb. boat lift and just one turn to the open Gulf! Whether you're heading out for a day on the water or relaxing by your private pool, this home is designed to make every day feel like a vacation.
Inside, you'll love the light and bright open floor plan where the beautifully appointed kitchen features granite countertops, a matching backsplash, stainless steel appliances and overlooks the spacious dining and family room. A wall of windows line the back of the home filling the living space with natural light while showcasing the peaceful waterfront views. The thoughtfully designed triple split bedroom floor plan offers privacy for everyone, including a spacious primary suite tucked away from the guest bedrooms.
Step outside to the screened lanai where your sparkling pool and outdoor patio create the perfect place to unwind or entertain. The fully fenced side yard offers plenty of room for outdoor games, gardening and your kiddos & pets to run and play. Additional features include hurricane impact windows, sliders and front door, a HUGE walk-in pantry/storage room off the garage, a new pool pump, fresh interior & exterior paint (2026), water heater (2025), A/C (2024), new electrical panel (2022), and the roof replaced in 2017.
Beyond the home, you'll fall in love with everything Ozona has to offer. Walk or take your golf cart to local restaurants, waterfront taverns, live music and unique shops, while Downtown Palm Harbor is just minutes away. Enjoy Free Ice Cream at monthly Third Thursday celebrations, the annual Holiday Golf Cart Parade and countless community events throughout the year. The 47-mile Pinellas Trail, local marinas, parks, golf courses, Palm Harbor Little League and the Palm Harbor Skate Park are all nearby. Spend weekends boating to Caladesi Island, Honeymoon Island, Three Rooker Island and Anclote Key, or relax at home and enjoy spectacular waterfront sunsets. Located in the highly sought after Palm Harbor School district with Ozona Elementary, Palm Harbor Middle and Palm Harbor University High School, this is your opportunity to experience one of Tampa Bay's most desirable waterfront communities. It's time for you to start Living Your Best Florida Lifestyle NOW!!
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 113 x 111
- Laundry: Inside, Laundry Room
- Style: Coastal, Ranch
- Year Built: 1956
- Garage: 2-car Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,782
- Acreage: 0.3
- Lot Size: 113 x 111
- Est. Taxes: $6,493
- Lot Desc: Cul-De-Sac, Near Marina, Oversized Lot
- View: Water
- Water Front: Yes
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pool: Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
- MLS#: TB8525513
- Days on Market: 0 day
- Website: https://www.raveis.com
/eprop/TB8525513/404laurellane_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
404 LAUREL LANE, Palm Harbor, FL, 34683
$1,150,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.121% | 6.183% |
| Monthly Tax Payment | $541 | $541 | $541 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,369 | $5,516 | $7,763 |
| Total Monthly Payment | $6,035 | $6,182 | $8,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388