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YOU FOUND IT! Experience the best of Florida living in this beautifully upgraded, maintenance-free villa located in the highly sought-after gated community of Terra Vista at Citrus Hills. Situated at an elevation of 96 feet, this home offers added peace of mind with no flood insurance required and no storm surge concerns. Designed for easy living, this popular St. James floor plan features 3 bedrooms, 2 bathrooms, and a versatile flex room currently used as a den, which could be a third bedroom - all centered around an open-concept layout. Built with energy efficiency in mind, the home includes a radiant heat barrier in the attic, enhanced wall insulation, and other quality construction features that help maximize year-round comfort. The thoughtfully designed kitchen showcases rich wood cabinetry, Cambria quartz countertops, and abundant workspace, flowing seamlessly into the spacious living and dining areas. Elegant crown molding, custom window treatments, and quality finishes throughout add warmth and sophistication. Step outside to your private backyard retreat, complete with an expanded screened lanai, saltwater pool, summer kitchen with a natural gas grill, and generous pool deckâperfect for relaxing or entertaining family and friends. The spacious primary suite offers dual walk-in closets and a luxurious bath featuring a walk-in shower accented with beautiful Listello tile. Guests will enjoy exceptional privacy thanks to a pocket door that creates a separate guest wing with a bedroom and a full bath. Additional highlights include an oversized garage with abundant storage, extra storage in the laundry room, and maintenance-free lawn care, allowing you to spend more time enjoying everything this exceptional community has to offer. As a resident of Terra Vista at Citrus Hills, you'll enjoy access to world-class amenities, including four championship golf courses, multiple resort-style pools, fitness centers, a full-service spa, exceptional dining, scenic walking trails, tennis and pickleball courts, and an active social calendar with clubs and activities for every interest. This exceptionally maintained villa combines luxury, comfort, and convenience in one of Citrus County's premier master-planned communities. Schedule your private showing today and discover why so many choose to call Terra Vista home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $341 | $341 | $341 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,563 | $2,702 | $3,554 |
| Total Monthly Payment | $2,996 | $3,135 | $3,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.