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Welcome home to 5126 Celtic Drive, a well-maintained 3 bedroom, 2. 5 bathroom home that perfectly captures the essence of southern living in North Charleston's highly sought-after Oak Terrace Preserve. The moment you step inside, you are greeted by high ceilings and an abundance of natural light that fills the open-concept living spaces, revealing a floor plan that is as practical as it is inviting. The heart of the home is a true chef's kitchen complete with a premium gas range, a massive kitchen island, and generous space for a dining table. Coming right off the kitchen is the living room that is designed for effortless indoor-outdoor living with direct access to two distinct outdoor retreats. Enjoy rocking chairs on the classic front porch where you can catch up with neighbors, enjoy your coffee and catch a cool breeze, or step through the glass doors to a private patio nestled under a large trellis where you can truly create your outdoor oasis for relaxing or alfresco dining. The thoughtful design continues upstairs, where the second floor transitions into a quiet sanctuary of comfort and convenience. The spacious master bedroom suite is complete with an expansive walk-in closet, and ensuite bathroom featuring a large, oversized walk-in shower that brings a spa-like feel to your daily routine. Just down the hall, two guest bedrooms offer plenty of space and versatility for family, visitors, or a dedicated home office. And with the thought of maximizing everyday functionality, there is a dedicated laundry room conveniently located upstairs, eliminating the need to haul baskets up and down the stairs. Oak Terrace Preserve is not just a place to live; it's a lifestyle. It's a neighborhood surrounded with mature oak trees, extensive walking trails, pocket parks, and green spaces. The vibrant, golf-cart-friendly neighborhood is situated just minutes away from Park Circle with it's top tier dining, local breweries, the newly redeveloped playground famed for being the world's largest inclusive playground, and schools like North Charleston Creative Arts and Academic Magnet. This home is one you won't want to miss - Schedule your tour today!
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,283 | $4,283 |
| Total Monthly Payment | $3,206 | $3,375 | $4,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.